Helen Smith

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

My Pension Expert Limited (no longer approved here)
FRN 579999
- SMF3 Executive Director (19 Jun 2025 to 26 Aug 2025)
Co-op Funeral Plans Limited (no longer approved here)
FRN 962119
- SMF3 Executive Director (29 Jul 2022 to 31 Jul 2024)
The Benenden Healthcare Society Limited (no longer approved here)
FRN 205351
- [PRA CF] Key function holder (9 Dec 2019 to 23 Oct 2020)
Benenden Wellbeing Limited (no longer approved here)
FRN 593286
- SMF3 Executive Director (9 Dec 2019 to 23 Oct 2020)
- Responsible for Insurance Distribution (1 Oct 2018 to 23 Oct 2020)
- Responsible for Insurance Mediation (16 Aug 2016 to 30 Sep 2018)
- CF1 Director (19 Jan 2016 to 8 Dec 2019)
KEEGAN AND PENNYKID(INSURANCE BROKERS)LIMITED (no longer approved here)
FRN 231032
- CF1 Director (20 Jul 2017 to 6 Mar 2018)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.