Heidi Elizabeth Physick

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Oodle Financial Services Limited
FRN 702459
- SMF24 Chief Operations (since 8 Apr 2025)
- [FCA CF] Significant management (7 Oct 2022 to 30 May 2025)
Arrow Global Massey Limited (no longer approved here)
FRN 718325
- [FCA CF] Significant management (1 Jan 2022 to 30 Jun 2022)
Intrum Mortgages UK Finance Limited (no longer approved here)
FRN 459016
- [FCA CF] Significant management (9 Dec 2020 to 30 Jun 2022)
Drydens Limited (no longer approved here)
FRN 677021
- [FCA CF] Significant management (9 Dec 2020 to 1 Jan 2022)
Capquest Debt Recovery Limited (no longer approved here)
FRN 721513
- [FCA CF] Significant management (9 Dec 2020 to 30 Jun 2022)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.