Geoffrey Paul Howard

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Clydesdale Bank Plc (no longer approved here)
FRN 121873
- SMF17 Money Laundering Reporting Officer (MLRO) (3 Nov 2022 to 30 Sep 2025)
Yorkshire Bank Home Loans Limited (no longer approved here)
FRN 303825
- SMF17 Money Laundering Reporting Officer (MLRO) (3 Nov 2022 to 30 Sep 2025)
CYB Intermediaries Limited (no longer approved here)
FRN 305065
- SMF17 Money Laundering Reporting Officer (MLRO) (3 Nov 2022 to 30 Sep 2025)
SECURE TRUST BANK PUBLIC LIMITED COMPANY (no longer approved here)
FRN 204550
- SMF17 Money Laundering Reporting Officer (MLRO) (1 Dec 2020 to 2 Sep 2022)
FAIRMEAD INSURANCE LIMITED (no longer approved here)
FRN 202050
- CF29 Significant management (6 Mar 2009 to 23 Mar 2011)
- CF1 Director (6 Mar 2009 to 23 Mar 2011)
Close Brothers Limited (no longer approved here)
FRN 124750
- CF1 Director (AR) (24 Aug 2005 to 22 Mar 2006)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.