Gavin William Cairns

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Fairstone Financial Management Limited (no longer approved here)
FRN 475973
- [FCA CF] Client dealing (10 Jul 2023 to 21 Nov 2025)
- [FCA CF] Functions requiring qualifications (10 Jul 2023 to 21 Nov 2025)
St. James's Place Wealth Management Plc (no longer approved here)
FRN 195351
- CF30 Customer (15 Aug 2017 to 31 Jan 2018)
Harman Smith Wealth Management (no longer approved here)
FRN 586391
- (1)Employed By (15 Aug 2017 to 31 Jan 2018)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.