Gavin Neil Palmer

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

UTMOST WEALTH ADVISERS LIMITED
FRN 829788
- SMF9 Chair of the Governing Body (since 3 Feb 2025)
UTMOST LIFE AND PENSIONS LIMITED
FRN 775704
- SMF7 Group Entity Senior Manager (since 28 Jul 2021)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.