Debra Caroline Bailey

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Charter Court Financial Services Limited
FRN 494549
- SMF24 Chief Operations (since 13 May 2025)
OneSavings Bank Plc
FRN 530504
- SMF24 Chief Operations (since 13 May 2025)
Telefonica UK Limited (no longer approved here)
FRN 718822
- [FCA CF] Significant management (29 Mar 2021 to 30 Sep 2021)
Nationwide Building Society (no longer approved here)
FRN 106078
- SMF18 Other Overall Responsibility (10 Jan 2017 to 7 Nov 2017)
- CF29 Significant management (28 Mar 2012 to 6 Mar 2016)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.