David Johnstone Mackay

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Santander UK Plc (no longer approved here)
FRN 106054
- CF29 Significant management (1 Nov 2007 to 15 Mar 2012)
- CF16 Significant Mgt (Desgntd Investment Business) (5 Feb 2007 to 31 Oct 2007)
MARKS AND SPENCER FINANCIAL SERVICES PLC (no longer approved here)
FRN 151427
- CF1 Director (28 Jul 2005 to 21 Aug 2006)
CHESNARA LIFE (UK) LIMITED (no longer approved here)
FRN 133435
- CF1 Director (22 Dec 2003 to 26 Jan 2005)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.