Cheryl Toner

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Aviva Insurance Limited
FRN 202153
- SMF7 Group Entity Senior Manager (since 28 Sep 2021)
- [FCA CF] Manager of certification employee (1 Aug 2021 to 27 Sep 2021)
Aviva Health UK Limited
FRN 308139
- [FCA CF] Manager of certification employee (since 1 Aug 2021)
Wealthify Limited (no longer approved here)
FRN 662530
- Director of firm who is not a certification employee or a SMF manager (27 May 2021 to 20 Oct 2022)
Elevate Portfolio Services Limited (no longer approved here)
FRN 144849
- CF1 Director (20 Jul 2010 to 10 Mar 2014)
AXA Insurance UK Plc (no longer approved here)
FRN 202312
- CF1 Director (20 Jul 2010 to 10 Mar 2014)
AXA PPP Healthcare Limited (no longer approved here)
FRN 202947
- CF1 Director (20 Jul 2010 to 10 Mar 2014)
AXA SERVICES LIMITED (no longer approved here)
FRN 456828
- CF1 Director (20 Jul 2010 to 10 Mar 2014)
Phoenix Wealth Services Limited (no longer approved here)
FRN 465753
- CF1 Director (20 Jul 2010 to 10 Mar 2014)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.