Ann Morgan

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Unity Trust Bank Plc
FRN 204570
- SMF17 Money Laundering Reporting Officer (MLRO) (since 23 Dec 2024)
- SMF16 Compliance Oversight (since 23 Dec 2024)
- [FCA CF] Significant management (since 9 Feb 2024)
Homeserve Membership Limited (no longer approved here)
FRN 312518
- [FCA CF] Significant management (15 Jul 2020 to 30 Sep 2022)
Al Rayan Bank PLC (no longer approved here)
FRN 229148
- SMF17 Money Laundering Reporting Officer (MLRO) (1 Dec 2016 to 18 Sep 2018)
- SMF16 Compliance Oversight (7 Mar 2016 to 18 Sep 2018)
- CF10 Compliance Oversight (11 Jan 2016 to 6 Mar 2016)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.