Andrew Robert Heptinstall

Last updated
4 days ago
Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

  • Tracey Elliott Independent Mortgage Adviser Ltd

    FRN 1035398

    • SMF3 Executive Director (since 11 Dec 2025)
    • Responsibility for MCD Intermediation (since 11 Dec 2025)
    • Responsible for Insurance Distribution (since 11 Dec 2025)
    • SMF16 Compliance Oversight (since 11 Dec 2025)
  • Finli (G&P) Ltd

    FRN 142752

    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • CF30 Customer (since 13 Nov 2025)
    • Appointed representative dealing with clients for which they require qualification (since 13 Nov 2025)
  • Finli (IPWM) Limited

    FRN 591331

    • (11)Employed By (since 1 May 2025)
  • Andrew Heptinstall Financial Services LLP

    FRN 486877

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
    • SMF16 Compliance Oversight (since 9 Dec 2019)
    • SMF27 Partner (since 9 Dec 2019)
    • [FCA CF] Client dealing (since 9 Dec 2019)
    • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • [FCA CF] Manager of certification employee (since 9 Dec 2019)
    • Responsible for Insurance Distribution (since 1 Oct 2018)
    • Responsibility for MCD Intermediation (since 1 Oct 2018)
    • CF8 Apportionment and Oversight (16 Sep 2008 to 31 Mar 2009)
    • CF11 Money Laundering Reporting (16 Sep 2008 to 8 Dec 2019)
    • CF30 Customer (16 Sep 2008 to 8 Dec 2019)
    • CF10 Compliance Oversight (16 Sep 2008 to 8 Dec 2019)
    • CF4 Partner (16 Sep 2008 to 8 Dec 2019)
    • Responsible for Insurance Mediation (16 Sep 2008 to 30 Sep 2018)
  • QUILTER FINANCIAL SERVICES LIMITED (no longer approved here)

    FRN 440703

    • Appointed representative dealing with clients for which they require qualification (13 May 2025 to 4 Dec 2025)
    • CF30 Customer (1 May 2025 to 4 Dec 2025)
  • MacKrill Financial Management (3193) (no longer approved here)

    FRN 196653

    • (4)Employed By (1 Dec 2001 to 18 Aug 2003)

Recent activity

Updates to this individual's record on the FCA register.

  1. controlled function removed: Employed By at Finli (IPWM) Limited

  2. controlled function added: (11)Employed By at Finli (IPWM) Limited