W&T Limited

• Principal Place of Business

  Winchester House

  2 Corporation Street

  Taunton

  Somerset

  TA1 4AJ

  UNITED KINGDOM

  Phone

  +4401823321616

  Web

  https://www.blackdownfinancial.co.uk

• Complaints Contact

  Winchester House

  2 Corporation Street

  Taunton

  Somerset

  TA1 4AJ

  UNITED KINGDOM

  Phone

  +4401823321616

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from pension policies with a Guaranteed Annuity Rate.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in rights to or interests in investments (security) and rights to or interests in investments (contractually based investment) is limited to the other investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in rights to or interests in investments (security) and rights to or interests in investments (contractually based investment) is limited to the other investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Negotiation

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  • · Limited to debt adjusting excluding the administration of debt management plans. In this limitation debt management plans are defined as: a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders.

• Debt Advice

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  • · Limited to debt counselling excluding the administration of debt management plans. In this limitation debt management plans are defined as: a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders.

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in rights to or interests in investments (security) and rights to or interests in investments (contractually based investment) is limited to the other investment types granted for this activity.

• Credit Score Services

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  • · This permission is limited to not carrying out credit repair services

• Adrian Barratt

  IRN AXB00158

  • CF30 Customer (14 Aug 2012 to 30 Aug 2019)
• Charlie Wright

  IRN CXW00785

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 3 Sep 2024)
  • [FCA CF] Client dealing (since 3 Sep 2024)
• David Blair

  IRN DXB00205

  • [FCA CF] Client dealing (9 Dec 2019 to 25 Feb 2021)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 31 May 2024)
• Emma Hamilton

  IRN EXH00052

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 21. Advising or arranging (bringing about) equity release transactions
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (9 Dec 2019 to 25 Feb 2021)
• Joanna Gabrielle Coull

  IRN JGC00014

  • CF30 Customer (17 Dec 2015 to 7 Dec 2017)
• John Alexander Wrelton

  IRN JAW00105

  • SMF3 Executive Director (9 Dec 2019 to 12 Jun 2025)
  • CF1 Director (3 Jan 2006 to 8 Dec 2019)
• Kate Marie Thomas

  IRN KMM00016

  • CF30 Customer (1 Nov 2007 to 31 Mar 2009)
  • CF21 Investment Adviser (7 Jun 2006 to 31 Oct 2007)
  • CF22 Investment Adviser (Trainee) (3 Jan 2006 to 7 Jun 2006)
• Lee Mark Tomkins

  IRN LMT00004

  • SMF16 Compliance Oversight (9 Dec 2019 to 2 Jul 2021)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 2 Jul 2021)
  • SMF3 Executive Director (9 Dec 2019 to 2 Jul 2021)
  • [FCA CF] Client dealing (9 Dec 2019 to 2 Jul 2021)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 2 Jul 2021)
  • [FCA CF] Manager of certification employee (9 Dec 2019 to 25 Feb 2021)
  • [FCA CF] Significant management (9 Dec 2019 to 25 Feb 2021)
  • Responsible for Insurance Distribution (1 Oct 2018 to 2 Jul 2021)
  • Responsibility for MCD Intermediation (21 Mar 2016 to 2 Jul 2021)
  • CF28 Systems and controls (1 Nov 2007 to 8 Dec 2019)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF13 Finance (20 Oct 2006 to 31 Oct 2007)
  • CF14 Risk Assessment (20 Oct 2006 to 31 Oct 2007)
  • CF15 Internal Audit (20 Oct 2006 to 31 Oct 2007)
  • CF21 Investment Adviser (20 Oct 2006 to 31 Oct 2007)
  • CF8 Apportionment and Oversight (3 Jan 2006 to 31 Mar 2009)
  • CF1 Director (3 Jan 2006 to 8 Dec 2019)
  • CF10 Compliance Oversight (3 Jan 2006 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (3 Jan 2006 to 8 Dec 2019)
  • Responsible for Insurance Mediation (3 Jan 2006 to 30 Sep 2018)
• Melissa Catton

  IRN MXC00769

  • [FCA CF] Functions requiring qualifications (24 Jun 2022 to 1 Nov 2023)
  • [FCA CF] Client dealing (24 Jun 2022 to 1 Nov 2023)
• Michael Raymond

  IRN MXR00157

  • CF30 Customer (1 Nov 2007 to 13 Aug 2010)
  • CF21 Investment Adviser (10 Oct 2006 to 31 Oct 2007)
  • CF24 Pension Transfer Specialist (10 Oct 2006 to 31 Oct 2007)

• Wilkie May & Tuckwood (no longer appointed)

  FRN 623533 · Appointed 15 May 2014 · Until 30 May 2020

No changes recorded yet.