Western Provident Association Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For All, Deposit
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- · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Manages Insurance Policies

For All, Accident, Miscellaneous financial loss, Sickness
Issues Insurance

For All, Accident, Miscellaneous financial loss, Sickness
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Sanjay Merchant
IRN SXM01737
- CF1 Director (AR) (17 Jul 2014 to 31 Jul 2015)
Scott William Leeming
IRN SWL01052
- CF1 Director (AR) (22 Jan 2007 to 22 Sep 2014)
Sharon Shier
IRN SXS36895
- SMF3 Executive Director (since 6 Oct 2025)
- SMF18 Other Overall Responsibility (28 Apr 2021 to 6 Oct 2025)
- [FCA CF] Significant management (10 Dec 2018 to 28 Apr 2021)
Simon John Marks
IRN SJM01556
- CF1 Director (AR) (30 Jan 2013 to 12 Jan 2018)
Steven Sargent
IRN SXS03995
- CF1 Director (AR) (19 Jun 2015 to 15 Jan 2018)
Stuart Anderson
IRN SXA03279
- CF1 Director (AR) (16 Jan 2017 to 25 Jun 2018)
Tara Gale
IRN TXG36834
- [FCA CF] Significant management (since 10 Dec 2018)
Terence Andrew Upham
IRN TAU01003
- CF1 Director (AR) (10 Sep 2014 to 15 Jan 2018)
Theresa Attree
IRN TXA35824
- [FCA CF] Significant management (10 Dec 2018 to 30 Oct 2025)
Thomas Edward Ludlam
IRN TXL00298
- SMF5 Head of Internal Audit (since 15 Jan 2025)

Smaller firms operating under this firm's FCA authorisation.

Sphere Finance (no longer appointed)
FRN 413002 · Appointed 10 Feb 2009 · Until 10 Mar 2010
Association of Teachers & Lecturers (no longer appointed)
FRN 409349 · Appointed 3 Feb 2009 · Until 21 Mar 2011
Wendy Hogg (no longer appointed)
FRN 495513 · Appointed 26 Jan 2009 · Until 21 Jul 2011
Rajan Sohal (no longer appointed)
FRN 472736 · Appointed 19 Jan 2009 · Until 21 Jan 2014
The Mortgage Watch Ltd (no longer appointed)
FRN 493085 · Appointed 17 Dec 2008 · Until 21 Jul 2011
Topmarks Healthcare Ltd (no longer appointed)
FRN 492889 · Appointed 12 Dec 2008 · Until 26 Jun 2018
Peter Bridgeman (no longer appointed)
FRN 492732 · Appointed 10 Dec 2008 · Until 26 Jul 2011
Andrew Greenwood (no longer appointed)
FRN 492730 · Appointed 10 Dec 2008 · Until 15 Jan 2018
Robin Lewis (no longer appointed)
FRN 492731 · Appointed 10 Dec 2008 · Until 16 Jun 2014
Pamela Easen (no longer appointed)
FRN 492729 · Appointed 10 Dec 2008 · Until 23 Jan 2014

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.