Western Provident Association Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For All, Deposit
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- · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Manages Insurance Policies

For All, Accident, Miscellaneous financial loss, Sickness
Issues Insurance

For All, Accident, Miscellaneous financial loss, Sickness
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Sanjay Merchant
IRN SXM01737
- CF1 Director (AR) (17 Jul 2014 to 31 Jul 2015)
Scott William Leeming
IRN SWL01052
- CF1 Director (AR) (22 Jan 2007 to 22 Sep 2014)
Sharon Shier
IRN SXS36895
- SMF3 Executive Director (since 6 Oct 2025)
- SMF18 Other Overall Responsibility (28 Apr 2021 to 6 Oct 2025)
- [FCA CF] Significant management (10 Dec 2018 to 28 Apr 2021)
Simon John Marks
IRN SJM01556
- CF1 Director (AR) (30 Jan 2013 to 12 Jan 2018)
Steven Sargent
IRN SXS03995
- CF1 Director (AR) (19 Jun 2015 to 15 Jan 2018)
Stuart Anderson
IRN SXA03279
- CF1 Director (AR) (16 Jan 2017 to 25 Jun 2018)
Tara Gale
IRN TXG36834
- [FCA CF] Significant management (since 10 Dec 2018)
Terence Andrew Upham
IRN TAU01003
- CF1 Director (AR) (10 Sep 2014 to 15 Jan 2018)
Theresa Attree
IRN TXA35824
- [FCA CF] Significant management (10 Dec 2018 to 30 Oct 2025)
Thomas Edward Ludlam
IRN TXL00298
- SMF5 Head of Internal Audit (since 15 Jan 2025)

Smaller firms operating under this firm's FCA authorisation.

Howard Crane Limited (no longer appointed)
FRN 501658 · Appointed 28 May 2009 · Until 25 Jun 2018
Stephen Espley (no longer appointed)
FRN 501620 · Appointed 27 May 2009 · Until 11 Oct 2010
Wynnwith Group Ltd (no longer appointed)
FRN 501438 · Appointed 21 May 2009 · Until 11 Feb 2011
Pete Mason (no longer appointed)
FRN 501402 · Appointed 20 May 2009 · Until 9 Sep 2009
David Nicholl (no longer appointed)
FRN 500923 · Appointed 12 May 2009 · Until 11 Feb 2011
Birgit Wilde (no longer appointed)
FRN 500447 · Appointed 5 May 2009 · Until 23 Jan 2014
Tony Ward (no longer appointed)
FRN 500448 · Appointed 5 May 2009 · Until 14 Nov 2013
Peter Simpson (no longer appointed)
FRN 498783 · Appointed 2 Apr 2009 · Until 14 Nov 2013
Private Health Insurance Services Ltd (no longer appointed)
FRN 498769 · Appointed 2 Apr 2009 · Until 15 Jan 2018
CSDM Ltd (no longer appointed)
FRN 498753 · Appointed 1 Apr 2009 · Until 11 Feb 2011

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.