Western Provident Association Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For All, Deposit
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- · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Manages Insurance Policies

For All, Accident, Miscellaneous financial loss, Sickness
Issues Insurance

For All, Accident, Miscellaneous financial loss, Sickness
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Sanjay Merchant
IRN SXM01737
- CF1 Director (AR) (17 Jul 2014 to 31 Jul 2015)
Scott William Leeming
IRN SWL01052
- CF1 Director (AR) (22 Jan 2007 to 22 Sep 2014)
Sharon Shier
IRN SXS36895
- SMF3 Executive Director (since 6 Oct 2025)
- SMF18 Other Overall Responsibility (28 Apr 2021 to 6 Oct 2025)
- [FCA CF] Significant management (10 Dec 2018 to 28 Apr 2021)
Simon John Marks
IRN SJM01556
- CF1 Director (AR) (30 Jan 2013 to 12 Jan 2018)
Steven Sargent
IRN SXS03995
- CF1 Director (AR) (19 Jun 2015 to 15 Jan 2018)
Stuart Anderson
IRN SXA03279
- CF1 Director (AR) (16 Jan 2017 to 25 Jun 2018)
Tara Gale
IRN TXG36834
- [FCA CF] Significant management (since 10 Dec 2018)
Terence Andrew Upham
IRN TAU01003
- CF1 Director (AR) (10 Sep 2014 to 15 Jan 2018)
Theresa Attree
IRN TXA35824
- [FCA CF] Significant management (10 Dec 2018 to 30 Oct 2025)
Thomas Edward Ludlam
IRN TXL00298
- SMF5 Head of Internal Audit (since 15 Jan 2025)

Smaller firms operating under this firm's FCA authorisation.

Fox Payne Associates Limited (no longer appointed)
FRN 215499 · Appointed 4 Mar 2016 · Until 25 Jun 2018
K3 HEALTH LTD (no longer appointed)
FRN 728015 · Appointed 4 Dec 2015 · Until 25 Jun 2018
TWEED PRIVATE HEALTHCARE LTD (no longer appointed)
FRN 727643 · Appointed 2 Dec 2015 · Until 15 Jan 2018
Health4U-PMI (no longer appointed)
FRN 726350 · Appointed 23 Nov 2015 · Until 13 Feb 2017
SDS Health Ltd (no longer appointed)
FRN 696189 · Appointed 18 May 2015 · Until 16 Jan 2018
JSB Private Healthcare Limited (no longer appointed)
FRN 675273 · Appointed 4 Mar 2015 · Until 26 Jun 2018
ST PRIVATE HEALTHCARE LTD (no longer appointed)
FRN 675272 · Appointed 4 Mar 2015 · Until 15 Jan 2018
Gordon Wilkie (no longer appointed)
FRN 671814 · Appointed 16 Feb 2015 · Until 25 Jun 2018
Exquisite Healthcare Ltd (no longer appointed)
FRN 659622 · Appointed 11 Dec 2014 · Until 15 Jan 2018
Tunbridge Wells Healthcare Limited (no longer appointed)
FRN 659675 · Appointed 11 Dec 2014 · Until 16 Jan 2018

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.