Watts Commercial Finance Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · This permission is limited to debt adjusting with no debt management activity
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity

Senior staff personally approved by the FCA to hold their roles here.

Andrew Michael Watts
IRN AMW00017
- SMF3 Executive Director (9 Dec 2019 to 23 Dec 2024)
- SMF16 Compliance Oversight (9 Dec 2019 to 23 Dec 2024)
- CF10 Compliance Oversight (2 Jun 2017 to 8 Dec 2019)
- CF1 Director (30 Dec 2015 to 8 Dec 2019)
Callum Taylor
IRN CXT17625
- CF1 Director (AR) (30 Jul 2019 to 8 Jun 2021)
Jeremy Paul Gibson
IRN JPG01076
- Director of firm who is not a certification employee or a SMF manager (since 23 Dec 2024)
John Mark Cox
IRN JMC01434
- CF4 Partner (AR) (since 24 Oct 2025)
Mayank Prakash
IRN MXP00295
- Director of firm who is not a certification employee or a SMF manager (since 21 Oct 2025)
Philip John Gray
IRN PJG01275
- CF4 Partner (AR) (since 24 Oct 2025)
- SMF16 Compliance Oversight (since 26 Mar 2025)
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (30 Dec 2015 to 8 Dec 2019)
Sarah Spooner
IRN SXS00744
- CF4 Partner (AR) (since 27 Oct 2021)
Simon David Embley
IRN SDE01021
- Director of firm who is not a certification employee or a SMF manager (23 Dec 2024 to 21 Oct 2025)
Steven William Burgess Boyde
IRN SXB19703
- CF1 Director (AR) (4 Sep 2019 to 8 Jun 2021)

Smaller firms operating under this firm's FCA authorisation.

Liam O'Brien (no longer appointed)
FRN 823359 · Appointed 16 Oct 2018 · Until 15 Nov 2018
Rupert Lowe (no longer appointed)
FRN 821333 · Appointed 20 Sep 2018 · Until 11 Jul 2019
Haines Watts Liverpool Ltd (no longer appointed)
FRN 820228 · Appointed 5 Sep 2018 · Until 5 Mar 2020
James Bullough (no longer appointed)
FRN 816244 · Appointed 13 Aug 2018 · Until 4 Mar 2020
Lambert Ashcroft Ltd (no longer appointed)
FRN 815161 · Appointed 31 Jul 2018 · Until 10 Mar 2020
Mark Lindsay (no longer appointed)
FRN 811112 · Appointed 8 Jun 2018 · Until 4 Mar 2020
Smarter SME Ltd (no longer appointed)
FRN 809475 · Appointed 18 May 2018 · Until 4 Jul 2019
Investar Developments Ltd (no longer appointed)
FRN 808538 · Appointed 8 May 2018 · Until 5 Mar 2020
White Collar Consultants Ltd (no longer appointed)
FRN 808039 · Appointed 1 May 2018 · Until 4 Jul 2019
The Magnus Group Consulting Ltd (no longer appointed)
FRN 808037 · Appointed 1 May 2018 · Until 24 Oct 2019

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.