Vivid Housing Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Consumer Loans
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Andrew Binnie
IRN AXB04462
- Director of firm who is not a certification employee or a SMF manager (since 17 Oct 2024)
Anne-Marie Mountifield
IRN AXM01224
- Director of firm who is not a certification employee or a SMF manager (since 22 Jul 2022)
Charles Alexander
IRN CXA00172
- Director of firm who is not a certification employee or a SMF manager (since 22 Jul 2021)
David Allen French
IRN DAF01114
- CF2 Non Executive Director (23 Aug 2017 to 8 Dec 2019)
David Robert Graham Mairs
IRN DRM01089
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 22 Jul 2021)
Derek Streek
IRN DXS02663
- SMF16 Compliance Oversight (9 Dec 2019 to 30 Apr 2024)
- [FCA CF] Significant management (9 Dec 2019 to 22 Apr 2024)
- CF10 Compliance Oversight (23 Aug 2017 to 8 Dec 2019)
Duncan Neil Brown
IRN DNB01063
- SMF3 Executive Director (9 Dec 2019 to 16 May 2025)
- [FCA CF] Significant management (9 Dec 2019 to 16 May 2025)
- CF1 Director (23 Aug 2017 to 8 Dec 2019)
- CF28 Systems and controls (23 Aug 2017 to 8 Dec 2019)
Duncan Short
IRN DXS00343
- Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
Ian John Playford
IRN IJP01023
- Director of firm who is not a certification employee or a SMF manager (since 18 Jul 2024)
Jane Earl
IRN JXE00112
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 21 Jul 2022)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.