Vivid Housing Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Consumer Loans
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Jean-Marc Vandevivere
IRN JXV00051
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 18 Jul 2024)
Joanne Moran
IRN JXM01434
- Director of firm who is not a certification employee or a SMF manager (since 20 Jul 2023)
Jonathan Cowie
IRN JXC00490
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 25 Aug 2023)
Julian Chun
IRN JXC00491
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 27 May 2022)
Liam John Coleman
IRN LJC01128
- Director of firm who is not a certification employee or a SMF manager (18 Nov 2021 to 24 Sep 2024)
Lynda Shillaw
IRN LXS00207
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 20 Jul 2023)
MARK CHRISTOPHER PERRY
IRN MCP01118
- [FCA CF] Significant management (since 9 Dec 2019)
- SMF3 Executive Director (since 9 Dec 2019)
- CF28 Systems and controls (23 Aug 2017 to 8 Dec 2019)
- CF1 Director (23 Aug 2017 to 8 Dec 2019)
Michael Francis Stancombe
IRN MFS01090
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 22 Jul 2021)
Michael John Shepherd
IRN MJS01644
- SMF3 Executive Director (9 Dec 2019 to 31 Dec 2022)
- CF1 Director (23 Aug 2017 to 8 Dec 2019)
Michael Peter Kirk
IRN MPK01019
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 22 Jul 2021)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.