Vision Independent Financial Planning Ltd

Date authorised
1 April 2013
Companies House
06650476
Last scraped
2 weeks ago
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Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Vision House
    Unit 6a
    Falmouth Business Park
    Bickland Water Road
    Falmouth
    Cornwall
    TR11 4SZ
    UNITED KINGDOM
    Phone
    +441326210904
    Web
    https://www.visionifp.co.uk

  • Complaints Contact

    Vision House
    Unit 6a
    Falmouth Business Park
    Bickland Water Road
    Falmouth
    Cornwall
    TR11 4SZ
    UNITED KINGDOM
    Phone
    +441326210904

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Buy-to-Let Start Date

  • Buy-to-Let End Date

  • Debt Advice

    Show 2 limitations
    • · This permission is limited to debt counselling which is provided in connection with advice on Investments (including Pensions)
    • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Nicki Malik

    IRN NXM00029

    • CF30 Customer (20 Feb 2014 to 13 Feb 2020)
    • CF1 Director (AR) (20 Feb 2014 to 13 Feb 2020)
  • Nicola Louisa Charley

    IRN NLW00001

    • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 1 Apr 2026)
    • CF1 Director (AR) (25 Oct 2013 to 31 Mar 2026)
    • CF30 Customer (25 Oct 2013 to 31 Mar 2026)
  • Nicola Orchard

    IRN NKC01024

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
    • CF1 Director (AR) (since 29 Jan 2015)
    • CF30 Customer (since 19 Sep 2014)
  • Nigel Coles

    IRN NHC00009

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
    • CF1 Director (AR) (since 1 Feb 2013)
    • CF30 Customer (since 7 Aug 2009)
  • Nikki Antonio Zammit

    IRN NAZ01001

    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • CF1 Director (AR) (since 8 Oct 2021)
    • CF30 Customer (since 8 Oct 2021)
    • Appointed representative dealing with clients for which they require qualification (since 8 Oct 2021)
  • Oliver Nicholas Shields

    IRN ONS00001

    • CF30 Customer (9 Oct 2013 to 31 Dec 2020)
    • CF1 Director (AR) (9 Oct 2013 to 31 Dec 2020)
  • Pamela Joyce Roskilly

    IRN PJR00078

    • CF30 Customer (23 Mar 2023 to 8 Dec 2023)
    • Appointed representative dealing with clients for which they require qualification (23 Mar 2023 to 11 Dec 2023)
  • Parminder Lall

    IRN PXL00029

    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
    • CF30 Customer (since 13 May 2017)
    • CF1 Director (AR) (since 13 May 2017)
  • Patrick Van Eady

    IRN PGV01008

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
    • CF1 Director (AR) (since 25 Jul 2019)
    • CF30 Customer (since 25 Jul 2019)
  • Paul Ashley Heblethwayte Raper

    IRN PAR01193

    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • Appointed representative dealing with clients for which they require qualification (since 21 Feb 2024)
    • CF30 Customer (since 4 Jan 2024)
    • CF1 Director (AR) (since 4 Jan 2024)
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Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

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Recent activity

Updates to this firm's record on the FCA register.

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