Vanquis Bank Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For All, Deposit
P2P Lending Advice

For Retail (Non-Investment Insurance)
Credit Brokering
Debt Negotiation
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- · This permission is limited to debt adjusting with no debt management activity
Debt Plan Admin
Debt Collection
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity
Consumer Loans
Payday Loan Servicing
Doorstep Loan Servicing
Loan Servicing
Digital Money

For Retail (Investment), Issuing Electronic Money

Senior staff personally approved by the FCA to hold their roles here.

Nathia Clare Franklin
IRN NXS01313
- CF1 Director (26 Feb 2003 to 25 May 2006)
Neeraj Kapur
IRN KXN01179
- SMF2 Chief Finance (11 Jan 2022 to 7 Aug 2023)
- SMF7 Group Entity Senior Manager (7 Jul 2020 to 13 Jan 2022)
Neil Charles Chandler
IRN NCC01050
- SMF1 Chief Executive (29 Jul 2019 to 13 Jan 2022)
- Responsible for Insurance Distribution (29 Jul 2019 to 13 Jan 2022)
Nicholas Gander
IRN NXG42238
- SMF18 Other Overall Responsibility (3 Sep 2021 to 24 Mar 2022)
- [FCA CF] Material risk taker (15 Nov 2019 to 3 Sep 2021)
Nicola Lipson
IRN NXL42243
- SMF18 Other Overall Responsibility (16 Jan 2023 to 18 Nov 2024)
- [FCA CF] Manager of certification employee (28 Jan 2019 to 25 Feb 2021)
- [FCA CF] Material risk taker (1 Jun 2018 to 25 Feb 2021)
Oliver John White
IRN OJW01009
- SMF2 Chief Finance (11 May 2017 to 14 Jun 2020)
Oliver Walter Laird
IRN OWL01000
- SMF11 Chair of the Audit Committee (since 1 Jan 2025)
- [FCA CF] Material risk taker (27 Mar 2024 to 31 Dec 2024)
Paolo Vittorio Maier
IRN PXM00020
- [FCA CF] Material risk taker (14 Sep 2020 to 30 Jul 2021)
Patrick Joseph Robert Snowball
IRN PJS01175
- SMF9 Chair of the Governing Body (11 Jan 2022 to 15 Sep 2023)
Paul David Johnson
IRN PXJ42241
- [FCA CF] Material risk taker (9 Mar 2016 to 24 Jun 2020)

Smaller firms operating under this firm's FCA authorisation.

Customer Experience People SA (PTY) Ltd (no longer appointed)
FRN 1021657 · Appointed 11 Jul 2025 · Until 31 Dec 2025
Greenwood Personal Credit Ltd (no longer appointed)
FRN 437484 · Appointed 21 Sep 2005 · Until 9 Mar 2007
Provident Financial Management Services Ltd (no longer appointed)
FRN 439789 · Appointed 21 Sep 2005 · Until 9 Mar 2007
Provident Personal Credit Ltd (no longer appointed)
FRN 439790 · Appointed 21 Sep 2005 · Until 9 Mar 2007

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.