Vanquis Bank Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For All, Deposit
P2P Lending Advice

For Retail (Non-Investment Insurance)
Credit Brokering
Debt Negotiation
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- · This permission is limited to debt adjusting with no debt management activity
Debt Plan Admin
Debt Collection
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity
Consumer Loans
Payday Loan Servicing
Doorstep Loan Servicing
Loan Servicing
Digital Money

For Retail (Investment), Issuing Electronic Money

Senior staff personally approved by the FCA to hold their roles here.

Paul Edward Lloyd
IRN PEL01044
- [FCA CF] Significant management (since 10 Oct 2024)
Paul Rodford
IRN PXR42246
- [FCA CF] Material risk taker (9 Mar 2016 to 31 Dec 2020)
Paul William Hewitt
IRN PWH01037
- SMF11 Chair of the Audit Committee (7 Feb 2022 to 31 Dec 2024)
Payal Jain
IRN PXJ01540
- SMF18 Other Overall Responsibility (27 Mar 2018 to 5 Oct 2018)
Peter Kenneth Estlin
IRN PKE01008
- SMF9 Chair of the Governing Body (since 15 Sep 2023)
- [FCA CF] Material risk taker (since 19 Apr 2023)
Peter Stuart Crook
IRN PXC01380
- CF2 Non Executive Director (20 Jan 2006 to 29 Jan 2016)
Philip Anthony Pringle
IRN PXP42250
- [FCA CF] Material risk taker (9 Mar 2016 to 21 Jan 2019)
Richard Davis
IRN RXD01256
- SMF24 Chief Operations (11 Aug 2021 to 21 Jan 2022)
Richard Smolicz
IRN RXS01382
- SMF17 Money Laundering Reporting Officer (MLRO) (22 Jan 2021 to 4 Jun 2021)
Robert David East
IRN RDE01021
- SMF9 Chair of the Governing Body (20 Jun 2019 to 13 Jan 2022)

Smaller firms operating under this firm's FCA authorisation.

Customer Experience People SA (PTY) Ltd (no longer appointed)
FRN 1021657 · Appointed 11 Jul 2025 · Until 31 Dec 2025
Greenwood Personal Credit Ltd (no longer appointed)
FRN 437484 · Appointed 21 Sep 2005 · Until 9 Mar 2007
Provident Financial Management Services Ltd (no longer appointed)
FRN 439789 · Appointed 21 Sep 2005 · Until 9 Mar 2007
Provident Personal Credit Ltd (no longer appointed)
FRN 439790 · Appointed 21 Sep 2005 · Until 9 Mar 2007

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.