USAY BUSINESS LTD

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Stockbroking

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Sarah Godfree
IRN SXD01573
- [FCA CF] Significant management (9 Feb 2022 to 24 Jul 2025)
Sarah Margaret Wilton
IRN SXW01371
- SMF10 Chair of the Risk Committee (since 9 Oct 2025)
- SMF11 Chair of the Audit Committee (since 9 Oct 2025)
- SMF12 Chair of the Remuneration Committee (since 9 Oct 2025)
Scott Nathan Lowe
IRN SXL00403
- [FCA CF] Significant management (since 13 Jan 2022)
Scott William Hough
IRN SWH01043
- [FCA CF] Significant management (9 Feb 2022 to 2 Apr 2024)
Sean Kennedy
IRN SXK02916
- SMF3 Executive Director (9 Dec 2019 to 22 Nov 2021)
- CF1 Director (16 Nov 2017 to 8 Dec 2019)
Simon James Gulliford
IRN SJG01185
- SMF13 Chair of the Nominations Committee (since 24 Jul 2025)
- SMF9 Chair of the Governing Body (since 17 Nov 2022)
Stephen John Tearle
IRN SJT01193
- SMF16 Compliance Oversight (since 21 Jul 2025)
- SMF4 Chief Risk (since 21 Jul 2025)
- [FCA CF] Significant management (13 Jan 2022 to 21 Jul 2025)
Thomas William Clark
IRN TWC01046
- SMF24 Chief Operations (since 17 Feb 2026)
- [FCA CF] Significant management (since 13 Jan 2022)
Timothy Brown
IRN TXB00150
- [FCA CF] Significant management (13 Jan 2022 to 18 Nov 2022)
Tracy Toon
IRN TXT00209
- [FCA CF] Significant management (17 Apr 2023 to 8 Oct 2025)

Smaller firms operating under this firm's FCA authorisation.

THE PRIVATE HEALTH PEOPLE LTD
FRN 1000118 · Appointed 24 Aug 2023
Health Insurance Compare Limited (no longer appointed)
FRN 831171 · Appointed 17 Jan 2019 · Until 3 Feb 2021
4C PLATFORM.COM LIMITED (no longer appointed)
FRN 793676 · Appointed 8 Nov 2017 · Until 3 May 2019
Digital Marketing Lead Solutions Ltd (no longer appointed)
FRN 779499 · Appointed 22 May 2017 · Until 27 Jul 2020
Tyler Mortgage Management Ltd (no longer appointed)
FRN 498425 · Appointed 29 Nov 2011 · Until 21 Nov 2012
Prosperity Financial services Limited (no longer appointed)
FRN 528785 · Appointed 2 Aug 2010 · Until 28 Nov 2012
PDV Ltd (no longer appointed)
FRN 441032 · Appointed 3 Nov 2008 · Until 1 Mar 2010
EU Capital Plc (no longer appointed)
FRN 487170 · Appointed 5 Sep 2008 · Until 12 Sep 2008

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.