Unity Trust Bank Plc

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For All, Deposit
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Trades With You Directly

For Eligible Counterparty, Professional, Retail (Investment), Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract, Spread Bet
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- · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
- · The firm, in carrying out this regulated activity, is limited to entering into transactions in a manner which, if the firm was an unauthorised person, would come within article 16 of the RAO.
Consumer Loans
Loan Servicing
Investment Setup

For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Personal pension scheme, Stakeholder pension scheme, Unit

Senior staff personally approved by the FCA to hold their roles here.

Dean Carter
IRN DXC02078
- [FCA CF] Significant management (13 May 2019 to 24 Mar 2020)
Deborah Anne Hazell
IRN DAH01254
- SMF1 Chief Executive (17 Aug 2021 to 31 Dec 2023)
Dominic Simon Francis Wade
IRN DXW75339
- SMF2 Chief Finance (3 Aug 2020 to 31 Dec 2023)
Edward Vincent Sabisky
IRN EVS01008
- Director of firm who is not a certification employee or a SMF manager (19 Jun 2017 to 1 Mar 2020)
- CF2 Non Executive Director (30 Oct 2014 to 6 Mar 2016)
Emily Smith
IRN EXS00462
- [FCA CF] Material risk taker (since 11 Aug 2025)
Emma Jane Stacey
IRN EXS00100
- [FCA CF] Significant management (since 11 Aug 2025)
Emma Richards
IRN EXR00091
- [FCA CF] Significant management (1 Apr 2021 to 14 Apr 2023)
Fiona Claire Ritson
IRN FCR01010
- CF28 Systems and controls (1 Nov 2007 to 28 Feb 2014)
- CF15 Internal Audit (30 Nov 2005 to 31 Oct 2007)
Frances Lorraine OGrady
IRN FXO00008
- Director of firm who is not a certification employee or a SMF manager (11 Sep 2020 to 31 Dec 2022)
George Lennox Fyfe
IRN GLF00001
- CF2 Non Executive Director (1 Dec 2001 to 8 Jun 2009)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.