United Trust Bank Limited

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For All, Deposit
Buy-to-Let Mortgage Admin
Buy-to-Let Mortgage Lending
Mortgage Servicing

For Customer, Regulated mortgage contract
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Buy-to-Let Start Date
Buy-to-Let Status
Trades With You Directly

For Eligible Counterparty, Professional, Retail (Investment), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract
Show 2 limitations Hide limitations
- · The firm, in carrying out this regulated activity, is limited to entering into transactions in a manner which, if the firm was an unauthorised person, would come within article 16 of the RAO.
- · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
Mortgage Lending

For Customer, Regulated mortgage contract

Senior staff personally approved by the FCA to hold their roles here.

Adam Alex Bovingdon
IRN AXB72449
- [PRA CF] Significant risk taker or Material risk taker (since 7 Mar 2016)
Alan Ernest Gillett
IRN AEG01035
- CF28 Systems and controls (1 Nov 2007 to 1 Feb 2011)
- CF15 Internal Audit (1 Dec 2001 to 31 Oct 2007)
Alexander William James Trywhitt
IRN AXT00787
- [PRA CF] Significant risk taker or Material risk taker (since 14 Jul 2025)
Alice Altemaire
IRN AXA03086
- SMF11 Chair of the Audit Committee (since 3 Mar 2023)
- Director of firm who is not a certification employee or a SMF manager (since 28 Feb 2022)
Amanda Ellen Matthams
IRN AXM00179
- [FCA CF] Material risk taker (21 Oct 2020 to 31 Dec 2023)
Amanda Jane Ford
IRN AXF00518
- [PRA CF] Significant risk taker or Material risk taker (since 15 Apr 2024)
Amir Hadzipasic
IRN AXH00671
- [PRA CF] Significant risk taker or Material risk taker (1 Mar 2022 to 15 Jun 2023)
Andrew William Herd
IRN AWH01061
- Director of firm who is not a certification employee or a SMF manager (30 Jul 2020 to 31 Dec 2025)
- SMF11 Chair of the Audit Committee (7 Mar 2016 to 30 Jul 2020)
- CF2 Non Executive Director (30 Apr 2004 to 6 Mar 2016)
Andrew Woosey
IRN AXW77127
- SMF10 Chair of the Risk Committee (since 15 Feb 2023)
Anna Epp
IRN AXE00223
- [PRA CF] Significant risk taker or Material risk taker (22 Aug 2023 to 31 Jan 2024)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.