Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
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Complaints Contact
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Buy-to-Let Mortgage Advice
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Buy-to-Let Mortgage Arranging
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P2P Lending Advice
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional
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Pension Transfer Advice
For Retail (Investment), Professional, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Personal pension scheme
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Islamic Mortgage Advice
For Customer, Home purchase plans
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Equity Release Advice
For Customer, Home reversion plans
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Investment Advice (no pensions)
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Advice
For Customer, Regulated mortgage contract
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Authorised to Operate
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Islamic Mortgage Arranging
For Customer, Home purchase plans
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Equity Release Arranging
For Customer, Home reversion plans
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Arranges Investments
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Arranging
For Customer, Regulated mortgage contract
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Arranges Asset Safekeeping
For Retail (Investment), Professional, Life Policy, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security)
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Credit Brokering
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Stockbroking
For Professional, Retail (Investment), Structured Deposits, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Certificates representing certain security, Rights to or interests in investments (Security), Stakeholder pension scheme, Life Policy
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
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Consumer Loans
Show 1 limitation Hide limitations
- · Limited to lending that is in connection with the repayment of fees which are only for ongoing services or regular premiums.
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Loan Servicing
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Islamic Mortgage Setup
For Customer, Home purchase plans
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Equity Release Setup
For Customer, Home reversion plans
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Mortgage Setup
For Customer, Regulated mortgage contract
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Investment Setup
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Manages Your Portfolio
For Professional, Retail (Investment), Structured Deposits, Life Policy, Government and public security, Personal pension scheme, Share, Unit, Rights to or interests in investments (Security), Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Warrant, Certificates representing certain security, Debenture
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Paul William Hart
IRN PWH00006
- (2534)CF30 Customer (29 Feb 2008 to 30 Dec 2010)
- (2537)CF1 Director (AR) (16 May 2003 to 30 Aug 2013)
- (2536)CF7 Sole Trader (AR) (1 Dec 2001 to 16 May 2003)
- (2535)CF21 Investment Adviser (1 Dec 2001 to 20 Sep 2006)
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Paul William O'Neill
IRN PWO00004
- (324)CF30 Customer (1 Nov 2007 to 12 Jul 2012)
- (326)CF1 Director (AR) (3 May 2007 to 12 Jul 2012)
- (325)CF21 Investment Adviser (26 Apr 2007 to 31 Oct 2007)
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Paul William Perrin
IRN PWP01018
- (888)CF1 Director (29 Aug 2003 to 31 Dec 2003)
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Paul Yates-Smith
IRN PXY00018
- (1068)21. Advising or arranging (bringing about) equity release transactions
- (1069)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (1070)9A. Advising on P2P agreements
- (1071)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (1072)4. Giving personal recommendations on retail investment products which are not broker funds
- (1073)CF30 Customer (since 20 Mar 2024)
- (1074)Appointed representative dealing with clients for which they require qualification (since 21 Jan 2022)
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Pauline Clay
IRN PXC00052
- (211)CF30 Customer (8 Feb 2012 to 26 Jun 2019)
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Penelope Jane Driffill
IRN PJD00055
- (1437)CF1 Director (AR) (22 Nov 2005 to 7 Dec 2006)
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Penelope Julie Marie Dimmick
IRN PJD00006
- (1251)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 1 Sep 2020)
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Perry Keena
IRN PXK00036
- (357)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (356)9A. Advising on P2P agreements
- (358)4. Giving personal recommendations on retail investment products which are not broker funds
- (355)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (361)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- (359)CF30 Customer (since 1 Nov 2007)
- (360)CF4 Partner (AR) (since 21 Mar 2003)
- (2289)CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
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Peter Andrew Nightingale
IRN PAN01060
- (2097)CF7 Sole Trader (AR) (3 Nov 2006 to 31 Jan 2007)
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Peter Anthony Murphy
IRN PAM00057
- (462)CF21 Investment Adviser (24 Oct 2002 to 29 May 2005)
- (461)CF22 Investment Adviser (Trainee) (29 Apr 2002 to 24 Oct 2002)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Munro & Noble Financial Services Ltd (no longer appointed)
FRN 210650 · Appointed 25 Mar 2002 · Until 6 Oct 2021
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Stirling Financial Solutions & Stirling Mortgage Solutions (no longer appointed)
FRN 210558 · Appointed 20 Mar 2002 · Until 1 Jan 2006
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Sterling Financial Consultancy Ltd (no longer appointed)
FRN 210310 · Appointed 5 Mar 2002 · Until 6 Nov 2012
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Investment Advice Bureau (no longer appointed)
FRN 209932 · Appointed 18 Feb 2002 · Until 21 Apr 2004
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The Independent Consultancy (no longer appointed)
FRN 153049 · Appointed 13 Feb 2002 · Until 27 May 2005
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Payne Sherlock Financial Services Ltd (no longer appointed)
FRN 209850 · Appointed 13 Feb 2002 · Until 19 Feb 2006
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My New Financial Adviser Ltd (no longer appointed)
FRN 209767 · Appointed 11 Feb 2002 · Until 21 Aug 2004
Recent activity
Updates to this firm's record on the FCA register.
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controlled function added: (2019)Appointed representative dealing with clients for which they require qualification
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controlled function added: (2018)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
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controlled function added: (2017)CF1 Director (AR)
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controlled function added: (2016)Director of firm who is not a certification employee or a SMF manager
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controlled function added: (2015)Appointed representative dealing with clients for which they require qualification
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controlled function added: (2014)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
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controlled function added: (2013)CF1 Director (AR)
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controlled function added: (2012)Director of firm who is not a certification employee or a SMF manager
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controlled function added: (2011)Appointed representative dealing with clients for which they require qualification
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controlled function added: (2010)CF30 Customer