Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
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Complaints Contact
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Buy-to-Let Mortgage Advice
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Buy-to-Let Mortgage Arranging
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P2P Lending Advice
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional
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Pension Transfer Advice
For Retail (Investment), Professional, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Personal pension scheme
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Islamic Mortgage Advice
For Customer, Home purchase plans
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Equity Release Advice
For Customer, Home reversion plans
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Investment Advice (no pensions)
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Advice
For Customer, Regulated mortgage contract
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Authorised to Operate
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Islamic Mortgage Arranging
For Customer, Home purchase plans
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Equity Release Arranging
For Customer, Home reversion plans
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Arranges Investments
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Arranging
For Customer, Regulated mortgage contract
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Arranges Asset Safekeeping
For Retail (Investment), Professional, Life Policy, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security)
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Credit Brokering
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Stockbroking
For Professional, Retail (Investment), Structured Deposits, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Certificates representing certain security, Rights to or interests in investments (Security), Stakeholder pension scheme, Life Policy
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
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Consumer Loans
Show 1 limitation Hide limitations
- · Limited to lending that is in connection with the repayment of fees which are only for ongoing services or regular premiums.
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Loan Servicing
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Islamic Mortgage Setup
For Customer, Home purchase plans
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Equity Release Setup
For Customer, Home reversion plans
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Mortgage Setup
For Customer, Regulated mortgage contract
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Investment Setup
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Manages Your Portfolio
For Professional, Retail (Investment), Structured Deposits, Life Policy, Government and public security, Personal pension scheme, Share, Unit, Rights to or interests in investments (Security), Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Warrant, Certificates representing certain security, Debenture
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Rebecca Jane Rowe
IRN RJR01150
- (96)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (97)Appointed representative dealing with clients for which they require qualification (since 2 Sep 2024)
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Rebecca Pepperrell
IRN RXP00150
- (1660)Appointed representative dealing with clients for which they require qualification (15 Jul 2020 to 26 Oct 2021)
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Rebecca Wain
IRN RXW00723
- (234)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (235)Appointed representative dealing with clients for which they require qualification (since 12 Feb 2026)
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Reginald Norris Williamson
IRN RNW01031
- (78)CF2 Non Executive Director (30 Aug 2005 to 6 Feb 2006)
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Rhys Thomas
IRN RXT00210
- (84)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (83)21. Advising or arranging (bringing about) equity release transactions
- (85)Appointed representative dealing with clients for which they require qualification (since 20 Aug 2021)
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Richard Alan Howlett
IRN RAH00010
- (160)CF21 Investment Adviser (30 Jun 2003 to 30 Jun 2003)
- (159)CF22 Investment Adviser (Trainee) (21 Nov 2002 to 30 Jun 2003)
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Richard Andrew Hoy
IRN RAH01261
- (965)CF30 Customer (27 Jan 2010 to 28 Oct 2010)
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Richard Anthony Boddie
IRN RAB00010
- (14)CF4 Partner (AR) (since 14 Feb 2011)
- (1036)CF30 Customer (1 Nov 2007 to 30 Dec 2011)
- (1039)CF2 Non Executive Director (30 Aug 2005 to 29 Nov 2013)
- (1037)CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
- (1038)CF7 Sole Trader (AR) (1 Dec 2001 to 31 Jan 2007)
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Richard Anthony Evans
IRN RAE00008
- (2506)CF21 Investment Adviser (15 Oct 2004 to 31 Dec 2005)
- (2507)CF1 Director (AR) (15 Oct 2004 to 31 Dec 2005)
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Richard Anthony James
IRN RAJ00023
- (530)4. Giving personal recommendations on retail investment products which are not broker funds
- (529)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (528)7. Giving personal recommendations on long-term care insurance contracts
- (527)9A. Advising on P2P agreements
- (526)21. Advising or arranging (bringing about) equity release transactions
- (533)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- (531)CF30 Customer (since 1 Nov 2007)
- (532)CF4 Partner (AR) (since 25 Jun 2002)
- (2362)CF21 Investment Adviser (25 Jun 2002 to 31 Oct 2007)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Anne Grant Insurance Services (no longer appointed)
FRN 424899 · Appointed 27 Jan 2005 · Until 17 Mar 2006
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Active Finance Works Ltd (no longer appointed)
FRN 419789 · Appointed 6 Jan 2005 · Until 15 Jul 2024
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Bright Financial Solutions Ltd (no longer appointed)
FRN 418798 · Appointed 23 Dec 2004 · Until 30 Apr 2006
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Intro-Link Mills Young Ltd (no longer appointed)
FRN 416031 · Appointed 29 Nov 2004 · Until 28 Feb 2009
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HAC Mortgages and Loans (no longer appointed)
FRN 415460 · Appointed 23 Nov 2004 · Until 25 Aug 2005
Recent activity
Updates to this firm's record on the FCA register.
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controlled function added: (2019)Appointed representative dealing with clients for which they require qualification
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controlled function added: (2018)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
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controlled function added: (2017)CF1 Director (AR)
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controlled function added: (2016)Director of firm who is not a certification employee or a SMF manager
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controlled function added: (2015)Appointed representative dealing with clients for which they require qualification
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controlled function added: (2014)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
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controlled function added: (2013)CF1 Director (AR)
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controlled function added: (2012)Director of firm who is not a certification employee or a SMF manager
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controlled function added: (2011)Appointed representative dealing with clients for which they require qualification
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controlled function added: (2010)CF30 Customer