Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
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Complaints Contact
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Buy-to-Let Mortgage Advice
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Buy-to-Let Mortgage Arranging
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P2P Lending Advice
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional
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Pension Transfer Advice
For Retail (Investment), Professional, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Personal pension scheme
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Islamic Mortgage Advice
For Customer, Home purchase plans
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Equity Release Advice
For Customer, Home reversion plans
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Investment Advice (no pensions)
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Advice
For Customer, Regulated mortgage contract
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Authorised to Operate
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Islamic Mortgage Arranging
For Customer, Home purchase plans
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Equity Release Arranging
For Customer, Home reversion plans
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Arranges Investments
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Arranging
For Customer, Regulated mortgage contract
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Arranges Asset Safekeeping
For Retail (Investment), Professional, Life Policy, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security)
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Credit Brokering
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Stockbroking
For Professional, Retail (Investment), Structured Deposits, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Certificates representing certain security, Rights to or interests in investments (Security), Stakeholder pension scheme, Life Policy
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
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Consumer Loans
Show 1 limitation Hide limitations
- · Limited to lending that is in connection with the repayment of fees which are only for ongoing services or regular premiums.
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Loan Servicing
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Islamic Mortgage Setup
For Customer, Home purchase plans
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Equity Release Setup
For Customer, Home reversion plans
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Mortgage Setup
For Customer, Regulated mortgage contract
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Investment Setup
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Manages Your Portfolio
For Professional, Retail (Investment), Structured Deposits, Life Policy, Government and public security, Personal pension scheme, Share, Unit, Rights to or interests in investments (Security), Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Warrant, Certificates representing certain security, Debenture
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Rajvinder Kaur Gupta
IRN RKG31130
- (1134)Appointed representative dealing with clients for which they require qualification (18 Jun 2025 to 9 Oct 2025)
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Rakesh Kumar Sharma
IRN RKS01052
- (945)CF1 Director (AR) (13 Mar 2006 to 5 Apr 2006)
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Raman Romi Pal
IRN RRP00005
- (1389)Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 9 Jul 2024)
- (1388)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 9 Jul 2024)
- (1390)CF1 Director (AR) (7 Jan 2019 to 9 Jul 2024)
- (1387)CF30 Customer (12 Jan 2012 to 31 Dec 2012)
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Ravi Maniar
IRN RXM01929
- (2089)Appointed representative dealing with clients for which they require qualification (7 Apr 2020 to 20 Dec 2021)
- (2088)CF30 Customer (31 Mar 2020 to 20 Dec 2021)
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Ray Williamson
IRN RXW00128
- (2582)Appointed representative dealing with clients for which they require qualification (9 Aug 2021 to 30 Sep 2024)
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Raymond Henry Foxlee
IRN RHF00008
- (921)CF30 Customer (21 May 2008 to 31 Dec 2012)
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Raymond Keith Galbally
IRN RKG00003
- (897)Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
- (898)CF1 Director (AR) (since 5 Mar 2008)
- (2517)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 30 Dec 2022)
- (2513)CF30 Customer (1 Nov 2007 to 30 Dec 2022)
- (2514)CF24 Pension Transfer Specialist (18 Jul 2005 to 31 Oct 2007)
- (2516)CF4 Partner (AR) (1 Dec 2001 to 5 Mar 2008)
- (2515)CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
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Rebecca Abigail Lucas
IRN RAL01123
- (2127)Appointed representative dealing with clients for which they require qualification (9 Oct 2023 to 18 Mar 2025)
- (2128)Director of firm who is not a certification employee or a SMF manager (9 Oct 2023 to 18 Mar 2025)
- (2126)CF30 Customer (27 Sep 2023 to 18 Mar 2025)
- (2129)CF1 Director (AR) (27 Sep 2023 to 18 Mar 2025)
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Rebecca Elise Grainger
IRN REB01135
- (2013)CF1 Director (AR) (8 Feb 2016 to 18 Jan 2019)
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Rebecca Hind
IRN RXH01621
- (2110)CF30 Customer (10 May 2010 to 30 Sep 2013)
- (2111)CF1 Director (AR) (10 May 2010 to 30 Sep 2013)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Anne Grant Insurance Services (no longer appointed)
FRN 424899 · Appointed 27 Jan 2005 · Until 17 Mar 2006
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Active Finance Works Ltd (no longer appointed)
FRN 419789 · Appointed 6 Jan 2005 · Until 15 Jul 2024
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Bright Financial Solutions Ltd (no longer appointed)
FRN 418798 · Appointed 23 Dec 2004 · Until 30 Apr 2006
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Intro-Link Mills Young Ltd (no longer appointed)
FRN 416031 · Appointed 29 Nov 2004 · Until 28 Feb 2009
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HAC Mortgages and Loans (no longer appointed)
FRN 415460 · Appointed 23 Nov 2004 · Until 25 Aug 2005
Recent activity
Updates to this firm's record on the FCA register.
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controlled function added: (2019)Appointed representative dealing with clients for which they require qualification
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controlled function added: (2018)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
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controlled function added: (2017)CF1 Director (AR)
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controlled function added: (2016)Director of firm who is not a certification employee or a SMF manager
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controlled function added: (2015)Appointed representative dealing with clients for which they require qualification
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controlled function added: (2014)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
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controlled function added: (2013)CF1 Director (AR)
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controlled function added: (2012)Director of firm who is not a certification employee or a SMF manager
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controlled function added: (2011)Appointed representative dealing with clients for which they require qualification
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controlled function added: (2010)CF30 Customer