The Fiducia Network Ltd

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

Senior staff personally approved by the FCA to hold their roles here.

Gaggandeep Perhar
IRN GXP00373
- CF1 Director (AR) (since 7 Oct 2024)
Gareth Davies
IRN GXD00343
- CF1 Director (AR) (since 11 Oct 2023)
Gaurav Ladhar
IRN GXL20399
- CF1 Director (AR) (since 17 Jun 2025)
Gizem Tasan
IRN GXT00170
- CF1 Director (AR) (30 May 2023 to 15 Nov 2023)
Gurneet Walia
IRN GXW00117
- CF1 Director (AR) (since 21 Jun 2024)
Gurprame Singh Gill
IRN GSG01058
- CF1 Director (AR) (since 21 Jun 2024)
Harmeet Singh Virdi
IRN HSV00009
- CF1 Director (AR) (20 Jun 2023 to 30 Mar 2026)
Himadri Barua
IRN HXB00371
- CF1 Director (AR) (since 23 Jan 2025)
Humza Haider
IRN HXH00169
- CF1 Director (AR) (30 May 2023 to 28 Nov 2024)
Ishbir Singh Rakhra
IRN ISR01025
- CF1 Director (AR) (since 19 Jun 2023)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.