Standard Life Lifetime Mortgages Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Mortgage Servicing

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Trades With You Directly

For Customer, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract
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- · The firm, in carrying on this regulated activity, is limited to entering into transactions in a manner which (a) if the firm was an unauthorised person, would come within article 16 of the RAO; or (b) if entering into a regulated mortgage contract as lender were not a regulated activity, would come within article 19 of the RAO
- · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
Mortgage Lending

For Customer, Regulated mortgage contract
Mortgage Setup

For Customer, Regulated mortgage contract

Senior staff personally approved by the FCA to hold their roles here.

Roland Verhaaf
IRN RXV35085
- [FCA CF] Significant management (since 1 Mar 2021)
- [FCA CF] Manager of certification employee (1 Jan 2025 to 8 Oct 2025)
Roshan Lachman
IRN RXL01182
- SMF7 Group Entity Senior Manager (9 Apr 2020 to 14 Oct 2021)
Sam Lever
IRN SXL56196
- SMF3 Executive Director (9 Jun 2023 to 20 Mar 2024)
- SMF1 Chief Executive (10 Sep 2021 to 20 Mar 2024)
Samantha Buckle
IRN SXS00086
- [FCA CF] Significant management (4 May 2022 to 3 Jun 2024)
- [FCA CF] Manager of certification employee (4 May 2022 to 3 Jun 2024)
Sara Thompson
IRN SET01070
- [FCA CF] Significant management (since 3 Nov 2023)
- [FCA CF] Manager of certification employee (since 3 Nov 2023)
- SMF7 Group Entity Senior Manager (8 Dec 2020 to 3 Nov 2023)
Simon Hodges
IRN SXH79535
- [FCA CF] Significant management (since 2 Jun 2025)
Stephanie Jane Bruce
IRN SJB01716
- [FCA CF] Manager of certification employee (19 Aug 2024 to 31 Jan 2025)
Stephen Hampson
IRN SXH00451
- [FCA CF] Manager of certification employee (1 Jul 2024 to 31 Aug 2025)
Stephen Jefford
IRN SXJ01776
- SMF7 Group Entity Senior Manager (9 Apr 2020 to 31 Jul 2020)
- CF1 Director (14 Nov 2019 to 31 Jul 2020)
Stephen Keith Percival
IRN SKP01046
- SMF9 Chair of the Governing Body (2 Mar 2020 to 31 May 2021)
- SMF2 Chief Finance (9 Dec 2019 to 31 May 2021)
- CF1 Director (23 May 2017 to 8 Dec 2019)
- CF28 Systems and controls (23 May 2017 to 8 Dec 2019)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.