Standard Life Lifetime Mortgages Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Mortgage Servicing

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Trades With You Directly

For Customer, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract
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- · The firm, in carrying on this regulated activity, is limited to entering into transactions in a manner which (a) if the firm was an unauthorised person, would come within article 16 of the RAO; or (b) if entering into a regulated mortgage contract as lender were not a regulated activity, would come within article 19 of the RAO
- · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
Mortgage Lending

For Customer, Regulated mortgage contract
Mortgage Setup

For Customer, Regulated mortgage contract

Senior staff personally approved by the FCA to hold their roles here.

Steven Grant Murray
IRN SGM01111
- CF1 Director (13 Sep 2017 to 3 Sep 2018)
Steven Martyn Ellis
IRN SME01065
- SMF3 Executive Director (since 3 Apr 2024)
- SMF1 Chief Executive (since 3 Apr 2024)
Stewart Mackenzie Gray
IRN SMG01160
- SMF4 Chief Risk (9 Dec 2019 to 14 Aug 2020)
- CF28 Systems and controls (21 Sep 2018 to 8 Dec 2019)
Stuart James Turner
IRN SJT01140
- [FCA CF] Manager of certification employee (since 1 Sep 2025)
Stuart Robertson
IRN SXR56188
- [FCA CF] Manager of certification employee (8 Nov 2023 to 29 Nov 2023)
- [FCA CF] Material risk taker (9 Dec 2019 to 16 Dec 2021)
- [FCA CF] Significant management (9 Dec 2019 to 31 Aug 2024)
Sunnia Hundal
IRN SXH00911
- [FCA CF] Significant management (3 Jan 2023 to 7 May 2024)
Susan Davidson McInnes
IRN SXM02380
- SMF1 Chief Executive (9 Dec 2019 to 30 Sep 2020)
- CF3 Chief Executive (28 May 2019 to 8 Dec 2019)
Tamar Hughes
IRN TXH00215
- [FCA CF] Significant management (1 Sep 2021 to 21 Feb 2025)
Tom Ground
IRN TSG01023
- SMF9 Chair of the Governing Body (17 Apr 2024 to 31 Dec 2025)
- SMF3 Executive Director (17 Apr 2024 to 31 Dec 2025)
Vanessa Swanton
IRN VXS01623
- [FCA CF] Significant management (since 1 Jun 2025)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.