Snap-on Finance UK Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · This permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods.
Debt Plan Admin
Debt Collection
Debt Advice
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- · This permission is limited to debt counselling which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods.
Consumer Hire
Consumer Loans
Consumer Hire Servicing
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Joshua Jason Haran
IRN JXH01352
- SMF3 (AR) Executive Director function (since 1 Jul 2024)
Joshua Smith
IRN JXS01237
- SMF3 (AR) Executive Director function (since 28 Feb 2023)
Julian Garnet Winch
IRN JGW01090
- CF10 Compliance Oversight (16 Jun 2017 to 2 May 2019)
- CF1 Director (10 Oct 2014 to 2 May 2019)
- CF3 Chief Executive (10 Oct 2014 to 2 May 2019)
- CF11 Money Laundering Reporting (10 Oct 2014 to 2 May 2019)
- CF29 Significant management (10 Oct 2014 to 2 May 2019)
Justin Trevor Lyward
IRN JTL01036
- SMF3 (AR) Executive Director function (9 Dec 2019 to 14 Apr 2021)
- CF1 Director (AR) (25 Jan 2016 to 8 Dec 2019)
Karl Arnold
IRN KXA01775
- SMF3 (AR) Executive Director function (9 Dec 2019 to 16 May 2025)
- CF1 Director (AR) (21 Mar 2016 to 8 Dec 2019)
Karl Lapworth
IRN KXL01436
- SMF3 (AR) Executive Director function (since 9 Dec 2019)
- CF1 Director (AR) (18 Sep 2015 to 8 Dec 2019)
Karl Phillip Goodman
IRN KXG00002
- SMF3 (AR) Executive Director function (13 Jan 2021 to 14 Mar 2022)
Karl Richard Pullen
IRN KXP00227
- SMF3 (AR) Executive Director function (since 8 Apr 2022)
Keith Cochrane
IRN KXC01528
- CF1 Director (AR) (12 Nov 2015 to 20 Jul 2016)
Keith George Langston
IRN KGL01018
- CF1 Director (AR) (5 Jan 2017 to 2 Sep 2019)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.