Scottish Transport Credit Union Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For Retail (Investment), Deposit
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- · Limited to the activities of a version 1 credit union
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Debt Negotiation
Debt Advice

Senior staff personally approved by the FCA to hold their roles here.

David Rybacki
IRN DXR00404
- SMF8 Credit Union Senior Manager (since 6 Aug 2025)
David Steele
IRN DXS01952
- CF1 Director (2 Apr 2008 to 17 Jul 2012)
Edward O'Hanlon
IRN EXO01037
- CF2 Non Executive Director (2 Jul 2002 to 6 Mar 2016)
Eugene Liddell
IRN EXL00032
- Director of firm who is not a certification employee or a SMF manager (16 May 2017 to 21 Mar 2023)
Graham Anderson
IRN GXA00038
- Director of firm who is not a certification employee or a SMF manager (since 26 Mar 2019)
Ian Boyd Gemmell
IRN IBG00005
- CF1 Director (12 Feb 2010 to 15 May 2012)
James Marshall
IRN JXM01910
- CF1 Director (2 Jul 2002 to 23 Apr 2004)
James McNamee
IRN JXM01912
- SMF8 Credit Union Senior Manager (since 7 Mar 2016)
- CF1 Director (2 Jul 2002 to 6 Mar 2016)
James Speers
IRN JXS01742
- CF1 Director (2 Jul 2002 to 6 Mar 2016)
James Watt
IRN JXW01529
- CF2 Non Executive Director (23 Aug 2012 to 6 Mar 2016)
- CF1 Director (2 Jul 2002 to 17 Jul 2012)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.