Scottish Transport Credit Union Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For Retail (Investment), Deposit
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- · Limited to the activities of a version 1 credit union
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Debt Negotiation
Debt Advice

Senior staff personally approved by the FCA to hold their roles here.

James Young
IRN JXY01029
- CF1 Director (2 Jul 2002 to 18 Feb 2014)
John Donnachie
IRN JXD01493
- CF2 Non Executive Director (2 Jul 2002 to 18 Jan 2011)
John Duncan
IRN JXD01494
- CF1 Director (2 Jul 2002 to 6 Mar 2016)
John Dunlop
IRN JXD01495
- CF1 Director (2 Jul 2002 to 6 Mar 2016)
John Fotheringham
IRN JXF01294
- CF1 Director (2 Jul 2002 to 19 Feb 2013)
John Mackin
IRN JXM01908
- Responsible for Insurance Distribution (1 Oct 2018 to 31 Aug 2025)
- SMF8 Credit Union Senior Manager (7 Mar 2016 to 31 Aug 2025)
- Responsible for Insurance Mediation (14 Jan 2005 to 30 Sep 2018)
- CF8 Apportionment and Oversight (2 Jul 2002 to 31 Mar 2009)
- CF3 Chief Executive (2 Jul 2002 to 6 Mar 2016)
John Tierney
IRN JXT01305
- CF1 Director (2 Jul 2002 to 6 Mar 2016)
Lorraine Hepburn
IRN LXH01205
- CF1 Director (14 Aug 2008 to 6 Mar 2016)
- CF2 Non Executive Director (2 Jul 2002 to 15 Aug 2008)
Mairead McNamee
IRN MXM04588
- Director of firm who is not a certification employee or a SMF manager (since 18 Feb 2025)
Michael McCusker
IRN MXM01676
- CF1 Director (2 Jul 2002 to 21 Jul 2011)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.