Royal London Mutual Insurance Society, Limited (THE)

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FRN: 117672
Date authorised: 1 April 2013
Companies House: 00099064
Last scraped: 3 weeks ago

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Addresses

The contact details this firm has registered with the FCA.

Principal Place of Business

80 Fenchurch Street

London

Middlesex

EC3M 4BY

UNITED KINGDOM

Phone

+442075066500

Web

https://www.royallondon.com
Complaints Contact

Royal London House

Alderley Park

Congleton Road

Nether Alderley

Macclesfield

SK10 4EL

UNITED KINGDOM

Phone

+441625717097

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For All, Deposit
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- · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.
P2P Lending Advice

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)
Investment Advice (no pensions)

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Arranges Asset Safekeeping

For Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Manages Insurance Policies

For All, Capital redemption, Life and annuity, Linked long-term, Marriage and birth, Pension fund management, Permanent health
Stockbroking

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Trades With You Directly

For Eligible Counterparty, Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Issues Insurance

For All, Capital redemption, Life and annuity, Linked long-term, Marriage and birth, Pension fund management, Permanent health
Consumer Loans
Runs Stakeholder Pensions
Runs Personal Pensions
Loan Servicing
Investment Setup

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Targeted Money Guidance

For Retail (Investment), Life Policy, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Unit
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Holds Your Assets

For Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Anthony Francis Higgins
IRN AFH00006
- CF21 Investment Adviser (1 Dec 2001 to 19 Sep 2004)
Anthony Geoffrey Hedges
IRN AGH00014
- CF21 Investment Adviser (1 Dec 2001 to 1 Apr 2002)
Anthony James Davies
IRN AJD00087
- CF21 Investment Adviser (1 Dec 2001 to 18 Jun 2002)
Anthony John Arlott
IRN AJA00031
- CF21 Investment Adviser (1 Dec 2001 to 10 Mar 2003)
Anthony John Hawker
IRN AJH00100
- CF21 Investment Adviser (28 Apr 2004 to 8 Sep 2004)
- CF22 Investment Adviser (Trainee) (15 Dec 2003 to 28 Apr 2004)
Anthony Lynton Eley
IRN ALE00005
- CF21 Investment Adviser (1 Dec 2001 to 18 Jun 2002)
Anthony Michael Lee
IRN AXL76938
- SMF20 Chief Actuary (since 30 Jul 2021)
- [FCA CF] Material risk taker (10 Dec 2018 to 1 Apr 2021)
- [FCA CF] Significant management (10 Dec 2018 to 1 Apr 2021)
Anthony Michael Smith
IRN AMS00069
- CF21 Investment Adviser (1 Dec 2001 to 20 Jun 2002)
Anthony Penn
IRN AXP00175
- CF22 Investment Adviser (Trainee) (1 Dec 2001 to 20 Jun 2002)
Anthony Steven Powell
IRN ASP01042
- CF21 Investment Adviser (1 Dec 2001 to 20 Jun 2002)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Blue Circle Life Limited
FRN 792959 · Appointed 1 Nov 2017
Royal London Management Services Ltd
FRN 201096 · Appointed 1 Nov 1993
West Mercia Police Federation (no longer appointed)
FRN 401537 · Appointed 7 May 2021 · Until 30 Jun 2022
South Yorkshire Police Federation (no longer appointed)
FRN 426533 · Appointed 23 Feb 2021 · Until 30 Jun 2022
Thames Valley Police Federation (no longer appointed)
FRN 441466 · Appointed 26 Jan 2021 · Until 30 Jun 2022
Sussex Police Federation (no longer appointed)
FRN 453668 · Appointed 26 Jan 2021 · Until 30 Jun 2022
Staffordshire Police Federation (no longer appointed)
FRN 429269 · Appointed 26 Jan 2021 · Until 30 Jun 2022
Nottinghamshire Police Federation (no longer appointed)
FRN 401539 · Appointed 26 Jan 2021 · Until 30 Jun 2022
Piggy LLC (no longer appointed)
FRN 939710 · Appointed 26 Jan 2021 · Until 9 Sep 2022
Surrey Police Federation (no longer appointed)
FRN 803421 · Appointed 26 Jan 2021 · Until 30 Jun 2022

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.