Royal London Mutual Insurance Society, Limited (THE)

FRN: 117672
Date authorised: 1 April 2013
Companies House: 00099064
Last scraped: 4 days ago

Addresses

The contact details this firm has registered with the FCA.

Principal Place of Business

80 Fenchurch Street

London

Middlesex

EC3M 4BY

UNITED KINGDOM

Phone

+442075066500

Web

https://www.royallondon.com
Complaints Contact

Royal London House

Alderley Park

Nether Alderley

Macclesfield

SK10 4EL

UNITED KINGDOM

Phone

+441625717097

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For All, Deposit
Show 1 limitation Hide limitations
- · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.
P2P Lending Advice

For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional
Investment Advice (no pensions)

For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Option (excluding a commodity option and an option on a commodity future), Future (excluding a commodity future and a rolling spot forex contract), Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Commodity option and option on commodity future, Commodity Future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Spread Bet, Rolling spot forex contract, Non-investment insurance contracts, Personal pension scheme
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Option (excluding a commodity option and an option on a commodity future), Future (excluding a commodity future and a rolling spot forex contract), Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Commodity option and option on commodity future, Commodity Future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Spread Bet, Rolling spot forex contract, Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Arranges Asset Safekeeping

For Retail (Investment), Professional, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Option (excluding a commodity option and an option on a commodity future), Future (excluding a commodity future and a rolling spot forex contract), Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Commodity option and option on commodity future, Commodity Future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Spread Bet, Rolling spot forex contract, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Manages Insurance Policies

For All, Life and annuity, Marriage and birth, Linked long-term, Permanent health, Capital redemption, Pension fund management
Stockbroking

For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Option (excluding a commodity option and an option on a commodity future), Future (excluding a commodity future and a rolling spot forex contract), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Commodity option and option on commodity future, Commodity Future, Stakeholder pension scheme, Spread Bet, Rolling spot forex contract, Life Policy, Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Trades With You Directly

For Retail (Investment), Professional, Eligible Counterparty, Life Policy, Rights to or interests in investments (Contractually Based Investments), Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Option (excluding a commodity option and an option on a commodity future), Rolling spot forex contract, Spread Bet, Stakeholder pension scheme, Rights to or interests in investments (Security), Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Personal pension scheme
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Issues Insurance

For All, Life and annuity, Marriage and birth, Linked long-term, Permanent health, Capital redemption, Pension fund management
Consumer Loans
Runs Stakeholder Pensions
Runs Personal Pensions
Loan Servicing
Investment Setup

For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Option (excluding a commodity option and an option on a commodity future), Future (excluding a commodity future and a rolling spot forex contract), Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Commodity option and option on commodity future, Commodity Future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Spread Bet, Rolling spot forex contract, Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Targeted Money Guidance

For Retail (Investment), Unit, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Life Policy
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Holds Your Assets

For Retail (Investment), Professional, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Option (excluding a commodity option and an option on a commodity future), Future (excluding a commodity future and a rolling spot forex contract), Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Commodity option and option on commodity future, Commodity Future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Rolling spot forex contract, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Stephen Peter Holmes
IRN SPH00016
- (76)CF21 Investment Adviser (1 Dec 2001 to 20 Feb 2003)
Stephen Philip Wilson
IRN SPW01097
- (5)CF21 Investment Adviser (7 Apr 2003 to 7 Sep 2004)
Stephen Proctor
IRN SXP00024
- (992)CF21 Investment Adviser (1 Dec 2001 to 10 Mar 2003)
Stephen Richard Lewin
IRN SRL00005
- (588)CF21 Investment Adviser (1 Dec 2001 to 9 Apr 2002)
Stephen Shone
IRN SXS01255
- (1474)CF8 Apportionment and Oversight (18 Sep 2003 to 18 Sep 2003)
- (1475)CF1 Director (1 Dec 2001 to 4 Jun 2013)
Stephen Spelman
IRN SXS00062
- (697)CF21 Investment Adviser (1 Dec 2001 to 16 Sep 2002)
Stephen Terence Mohan
IRN STM01036
- (377)CF17 Significant Mgt (Other Business Operations) (4 Feb 2003 to 31 Jul 2003)
Stephen Thom
IRN SXT00030
- (818)CF21 Investment Adviser (1 Dec 2001 to 18 Jun 2002)
Stephen William Hayes
IRN SWH00012
- (11)CF22 Investment Adviser (Trainee) (1 Dec 2001 to 11 Apr 2002)
Stephen William Hunnable
IRN SXH00113
- (1003)CF21 Investment Adviser (1 Dec 2001 to 3 Oct 2002)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Mumsnet Limited (no longer appointed)
FRN 770518 · Appointed 30 Jan 2017 · Until 9 Sep 2022
ASAP Discounts Limited (no longer appointed)
FRN 567459 · Appointed 30 Jan 2017 · Until 9 Sep 2022
The Support Group (UK) Ltd (no longer appointed)
FRN 768846 · Appointed 6 Jan 2017 · Until 5 Sep 2019
Reward Gateway (UK) Ltd (no longer appointed)
FRN 625338 · Appointed 5 Jan 2017 · Until 9 Sep 2022
Give As You Live Limited (no longer appointed)
FRN 588242 · Appointed 21 Nov 2016 · Until 9 Sep 2022
P & G Insurance Services Limited (no longer appointed)
FRN 735698 · Appointed 10 Feb 2016 · Until 28 Oct 2018
Topcashback Limited (no longer appointed)
FRN 476080 · Appointed 3 Jul 2015 · Until 9 Sep 2022
Clickmate Limited (no longer appointed)
FRN 621409 · Appointed 6 May 2015 · Until 17 Jun 2020
Bounty (UK) Ltd (no longer appointed)
FRN 222169 · Appointed 26 Nov 2014 · Until 27 Dec 2018
Vivat Finance Ltd (no longer appointed)
FRN 524497 · Appointed 15 Sep 2014 · Until 4 Apr 2016

Recent activity

Updates to this firm's record on the FCA register.

4 days ago
controlled function added: (1414)CF10 Compliance Oversight
4 days ago
controlled function added: (1413)CF11 Money Laundering Reporting
4 days ago
controlled function added: (1412)CF29 Significant management
4 days ago
controlled function added: (1411)CF21 Investment Adviser
4 days ago
controlled function added: (1410)CF21 Investment Adviser
4 days ago
controlled function added: (1409)CF21 Investment Adviser
4 days ago
controlled function added: (1408)CF21 Investment Adviser
4 days ago
controlled function added: (1407)CF21 Investment Adviser
4 days ago
controlled function added: (1406)CF22 Investment Adviser (Trainee)
4 days ago
controlled function added: (1405)CF21 Investment Adviser

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.