Raylo Group Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
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- · This permission is limited to credit broking of consumer hire agreements or consumer hire-purchase agreements and, unless the firm is a not-for profit body, under which the obligation of the borrower to repay is not secured, and is not to be secured, by a legal mortgage on land.
Consumer Hire
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- · Unless the firm is a not-for profit body, this permission is limited to regulated consumer hire agreements under which the obligations of borrowers are not, or are not to be, secured by a legal mortgage on land
Consumer Hire Servicing
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- · Unless the firm is a not-for profit body, this permission is limited to regulated consumer hire agreements under which the obligations of borrowers are not, or are not to be, secured by a legal mortgage on land

Senior staff personally approved by the FCA to hold their roles here.

David Coates
IRN DXC00276
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 30 Jan 2026)
Jinden Badesha
IRN JXB00499
- Director of firm who is not a certification employee or a SMF manager (27 Feb 2023 to 30 Jan 2026)
Karl Gilbert
IRN KXG01323
- Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
Luigi Tricarico
IRN LXT01352
- Director of firm who is not a certification employee or a SMF manager (since 27 Feb 2023)
Richard Morrison Fulton
IRN RMF01035
- SMF29 Limited scope function (limited scope SMCR firms only) (since 9 Dec 2019)
- CF8 Apportionment and Oversight (29 May 2019 to 8 Dec 2019)
Tosin Agbabiaka
IRN OXA00077
- Director of firm who is not a certification employee or a SMF manager (29 Mar 2021 to 30 Jan 2026)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.