Q Commercial Finance (UK) Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

Senior staff personally approved by the FCA to hold their roles here.

Ben Peter Neilson
IRN BXN00054
- CF1 Director (AR) (13 Jan 2022 to 16 Feb 2026)
David Wells
IRN DXW00839
- SMF3 Executive Director (since 16 Apr 2026)
Joanne Wendy Chapman
IRN JWC01153
- CF1 Director (AR) (2 Mar 2022 to 23 Oct 2024)
Josh Michael Timbrell
IRN JXT00865
- SMF16 Compliance Oversight (since 1 Apr 2026)
- SMF17 Money Laundering Reporting Officer (MLRO) (since 1 Apr 2026)
- SMF3 Executive Director (since 1 Apr 2026)
Mark Finucane
IRN MXF00482
- CF1 Director (AR) (since 24 Nov 2023)
Steven John Timmis
IRN SJT01242
- CF1 Director (AR) (since 24 Nov 2023)
Steven Philip Parry
IRN SPP01083
- SMF16 Compliance Oversight (18 Dec 2019 to 1 Apr 2026)
- SMF3 Executive Director (18 Dec 2019 to 1 Apr 2026)

Smaller firms operating under this firm's FCA authorisation.

Sempar Commercial Finance Limited
FRN 1005266 · Appointed 24 Nov 2023
Chapman & Lewis Commercial Limited (no longer appointed)
FRN 973701 · Appointed 6 Apr 2022 · Until 1 Aug 2023
Plus Financial Group Ltd (no longer appointed)
FRN 806272 · Appointed 25 Feb 2022 · Until 1 Aug 2023
BPN Commercial Limited (no longer appointed)
FRN 967282 · Appointed 11 Jan 2022 · Until 16 Apr 2026

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.