Premium Credit Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Consumer Hire
Consumer Loans
Consumer Hire Servicing
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Hiren Shah
IRN HXS00415
- CF1 Director (AR) (since 18 Oct 2023)
Ian Garnet Ford
IRN IXF13738
- CF1 Director (AR) (16 Apr 2019 to 4 May 2022)
James Charles Trethowan Francis
IRN JXF00495
- CF1 Director (AR) (3 Apr 2023 to 7 Jul 2025)
James Mailor Wilson
IRN JMW01155
- SMF17 Money Laundering Reporting Officer (MLRO) (27 Aug 2021 to 1 Oct 2021)
James Radford
IRN JXR02021
- CF29 Significant management (24 Jul 2018 to 8 Dec 2019)
Janet Mercia Barnett
IRN JXB10770
- CF1 Director (AR) (since 28 Jan 2019)
Jasan Fitzpatrick
IRN JXF01628
- CF28 Systems and controls (27 Jul 2017 to 28 Jul 2017)
Jennie Hill
IRN JXH00745
- SMF18 Other Overall Responsibility (since 9 Apr 2026)
- [FCA CF] Significant management (since 11 Aug 2023)
Jo-Anne Cathryn Smithson
IRN JCL00028
- CF1 Director (AR) (29 Aug 2023 to 20 Jan 2026)
John Gerald Mitchell
IRN JGM01165
- CF3 Chief Executive (AR) (since 13 Feb 2024)
- CF1 Director (AR) (14 Sep 2022 to 13 Feb 2024)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.