Pharon Independent Financial Advisers Limited

• Principal Place of Business

  Lawrence House

  Summer Hill

  Canterbury

  Kent

  CT2 8GT

  UNITED KINGDOM

  Phone

  +4401227819824

  Web

  https://www.pharon.co.uk

• Complaints Contact

  Lawrence House

  Summer Hill

  Harbledown

  Canterbury

  Kent

  CT2 8GT

  UNITED KINGDOM

  Phone

  +4401227819824

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Arranges Asset Safekeeping

  For Professional, Retail (Investment), Share, Unit

• Insurance Admin

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Holds Your Assets

  For Professional, Retail (Investment), Share, Unit

• Michael John Sargeant

  IRN MJS00041

  • CF30 Customer (1 Nov 2007 to 3 Sep 2010)
  • CF3 Chief Executive (10 Nov 2004 to 1 Aug 2009)
  • CF21 Investment Adviser (10 Nov 2004 to 31 Oct 2007)
  • CF8 Apportionment and Oversight (10 Nov 2004 to 31 Mar 2009)
  • CF1 Director (1 Dec 2001 to 3 Sep 2010)
  • CF11 Money Laundering Reporting (1 Dec 2001 to 4 Aug 2010)
  • CF10 Compliance Oversight (1 Dec 2001 to 4 Aug 2010)
• Nicholas David O'Shea

  IRN NDO00001

  • 11. Pension transfer specialist
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • SMF1 Chief Executive (since 18 Nov 2021)
  • [FCA CF] Manager of certification employee (since 1 Sep 2021)
  • SMF3 Executive Director (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF1 Director (4 Apr 2003 to 8 Dec 2019)
  • CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
• Patrick John Mill

  IRN PJM01489

  • Director of firm who is not a certification employee or a SMF manager (since 24 Nov 2025)
• Peter Charles Curtiss

  IRN PCC00012

  • CF30 Customer (1 Nov 2007 to 26 Apr 2010)
  • CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
  • CF1 Director (1 Dec 2001 to 26 Apr 2010)
• Peter Terence Connell

  IRN PTC00005

  • CF21 Investment Adviser (28 Feb 2003 to 31 May 2003)
  • CF22 Investment Adviser (Trainee) (27 Jan 2003 to 28 Feb 2003)
• Richard James Frost

  IRN RJF01186

  • 11. Pension transfer specialist
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • CF30 Customer (17 Mar 2014 to 8 Dec 2019)
• Robert Cragg

  IRN RXC23721

  • SMF3 Executive Director (since 4 Feb 2020)
• Roger Keith O'Shea

  IRN RKO00002

  • SMF1 Chief Executive (9 Dec 2019 to 30 Aug 2021)
  • [FCA CF] Client dealing (9 Dec 2019 to 30 Aug 2021)
  • SMF3 Executive Director (9 Dec 2019 to 30 Aug 2021)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 30 Aug 2021)
  • CF29 Significant management (20 Oct 2009 to 8 Dec 2019)
  • CF28 Systems and controls (20 Oct 2009 to 8 Dec 2019)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF1 Director (1 Dec 2001 to 8 Dec 2019)
  • CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
  • CF24 Pension Transfer Specialist (1 Dec 2001 to 31 Oct 2007)
  • CF3 Chief Executive (1 Dec 2001 to 11 Oct 2004)
  • CF8 Apportionment and Oversight (1 Dec 2001 to 11 Oct 2004)
• Ronald Charles Woodward

  IRN RCW00007

  • CF2 Non Executive Director (1 Dec 2001 to 1 Aug 2003)
• Samuel Robert Wright

  IRN SXW01670

  • CF30 Customer (19 May 2011 to 1 Aug 2016)

No changes recorded yet.