Personal Touch Financial Services Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity.
- · Limited to debt counselling in connection with investment and mortgage advice.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Score Services
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- · Limited to the provision of credit information services with no credit repair (as defined by 89A(3)(c) & (d) Regulated Activities Order).

Senior staff personally approved by the FCA to hold their roles here.

Ian Christopher Loveless
IRN ICL00009
- CF1 Director (AR) (6 Nov 2012 to 30 Sep 2013)
- CF30 Customer (10 Nov 2011 to 30 Sep 2013)
Ian Crossley Miller
IRN ICM01038
- CF1 Director (AR) (5 Feb 2007 to 2 Jun 2008)
Ian David Lambert
IRN IDL00005
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 19 Jul 2024)
- CF1 Director (AR) (14 Aug 2019 to 19 Jul 2024)
Ian David Ratcliffe
IRN IDR00008
- CF30 Customer (18 Nov 2009 to 9 Jul 2010)
Ian David Smith
IRN IDS01043
- CF1 Director (AR) (14 Jan 2005 to 21 Apr 2005)
Ian Dennis Lewin
IRN IDL01029
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- CF1 Director (AR) (since 25 Jan 2008)
Ian Driscoll
IRN IMD00012
- CF1 Director (AR) (31 Oct 2004 to 12 Nov 2008)
Ian Edward Norman Barnes
IRN IEB00004
- CF1 Director (AR) (22 Apr 2010 to 26 Nov 2014)
Ian Gavin Spratt
IRN IGS00005
- CF1 Director (AR) (3 Apr 2009 to 9 Mar 2012)
Ian Graham
IRN IXG01212
- CF1 Director (AR) (14 Sep 2011 to 11 Sep 2012)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.