Personal Touch Financial Services Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity.
- · Limited to debt counselling in connection with investment and mortgage advice.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Score Services
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- · Limited to the provision of credit information services with no credit repair (as defined by 89A(3)(c) & (d) Regulated Activities Order).

Senior staff personally approved by the FCA to hold their roles here.

Andrew Mark Jukes
IRN AMJ00014
- CF4 Partner (AR) (17 Mar 2005 to 5 Mar 2007)
Andrew Mark Wade
IRN AMW01146
- CF4 Partner (AR) (31 Oct 2004 to 31 Jul 2013)
Andrew Michael Chambers
IRN AMC01215
- CF1 Director (AR) (26 Mar 2008 to 17 Nov 2010)
- CF30 Customer (26 Mar 2008 to 17 Nov 2010)
Andrew Pagden
IRN AXP00006
- Appointed representative dealing with clients for which they require qualification (6 Jan 2020 to 7 Jan 2020)
- CF1 Director (AR) (13 Mar 2012 to 5 Jan 2020)
- CF30 Customer (13 Mar 2012 to 5 Jan 2020)
Andrew Paul Craven
IRN APC00013
- CF30 Customer (2 Mar 2012 to 31 May 2012)
- CF1 Director (AR) (2 Mar 2012 to 31 Oct 2012)
Andrew Paul Smith
IRN APS01121
- CF1 Director (AR) (14 Jan 2005 to 12 Jun 2006)
- CF4 Partner (AR) (19 Nov 2004 to 3 Oct 2006)
Andrew Paul Wilson
IRN APW00024
- CF22 Investment Adviser (Trainee) (27 Jun 2005 to 1 Feb 2007)
- CF1 Director (AR) (27 Jun 2005 to 16 May 2008)
Andrew Philip Cliffe
IRN APC01125
- CF4 Partner (AR) (21 Jul 2008 to 30 Sep 2008)
Andrew Price
IRN AXP00107
- CF1 Director (AR) (since 23 Nov 2022)
Andrew Raymond Woodruff
IRN AXW00786
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 17 Nov 2025)
- CF4 Partner (AR) (since 15 Aug 2023)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.