Personal Touch Financial Services Limited

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Credit Brokering
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity.
- · Limited to debt counselling in connection with investment and mortgage advice.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Retail (Non-Investment Insurance), Commercial, Non-investment insurance contracts
Credit Score Services
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- · Limited to the provision of credit information services with no credit repair (as defined by 89A(3)(c) & (d) Regulated Activities Order).

Senior staff personally approved by the FCA to hold their roles here.

Louise Jane Edwards
IRN LJE01025
- (1052)CF2 Non Executive Director (AR) (22 Mar 2005 to 30 Jul 2007)
Louise Jane Norton
IRN LJN01029
- (687)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (688)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- (689)CF1 Director (AR) (since 26 Jan 2007)
Louise McDaid
IRN LXM00141
- (196)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (197)Appointed representative dealing with clients for which they require qualification (since 16 Jul 2020)
Louise Pulford
IRN LXH01583
- (37)CF1 Director (AR) (since 6 Nov 2015)
Louise Virginia Clamp
IRN LVC00003
- (2769)CF1 Director (AR) (3 Mar 2010 to 18 Sep 2015)
Louise-Anne Williams-Nixon
IRN LXW01495
- (1536)CF1 Director (AR) (13 Feb 2018 to 9 Apr 2021)
Lucinda Davies
IRN LXD00451
- (2174)Appointed representative dealing with clients for which they require qualification (16 Sep 2025 to 17 Apr 2026)
Lucinda Johnson
IRN LXJ00088
- (2297)Appointed representative dealing with clients for which they require qualification (28 Apr 2021 to 30 Jan 2022)
Lucinda Nurse
IRN LXN00026
- (2371)Appointed representative dealing with clients for which they require qualification (27 Apr 2020 to 4 Oct 2020)
Lucy Jayne Snowden
IRN LJS01092
- (1180)CF1 Director (AR) (31 Oct 2004 to 15 Feb 2010)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.