Personal Touch Financial Services Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity.
- · Limited to debt counselling in connection with investment and mortgage advice.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Score Services
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- · Limited to the provision of credit information services with no credit repair (as defined by 89A(3)(c) & (d) Regulated Activities Order).

Senior staff personally approved by the FCA to hold their roles here.

Daran Stelio Pazzaglia
IRN DSP01043
- (748)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (750)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- (749)CF4 Partner (AR) (since 5 Oct 2010)
Daren Anthony Paradise
IRN DXP01402
- (1053)CF1 Director (AR) (4 Dec 2004 to 30 Mar 2007)
Darrell Paul Evans
IRN DPE01021
- (1186)SMF9 Chair of the Governing Body (since 1 May 2026)
Darren Bovis
IRN DXB00054
- (2727)CF1 Director (AR) (30 Aug 2005 to 19 Jul 2017)
Darren Burn
IRN DXB00247
- (86)CF1 Director (AR) (20 Sep 2011 to 2 Apr 2014)
Darren Christopher Lycett
IRN DCL01054
- (2754)Appointed representative dealing with clients for which they require qualification (22 Aug 2022 to 9 Dec 2024)
- (2755)CF1 Director (AR) (1 Jun 2022 to 9 Apr 2026)
Darren Colvin Cummings
IRN DCC00024
- (90)CF21 Investment Adviser (11 Jul 2007 to 4 Sep 2007)
- (89)CF22 Investment Adviser (Trainee) (27 Feb 2006 to 11 Jul 2007)
Darren Craig Chapman
IRN DCC01114
- (1620)Appointed representative dealing with clients for which they require qualification (2 Feb 2023 to 1 Sep 2024)
Darren Edward King
IRN DEK00008
- (1743)CF1 Director (AR) (31 Oct 2004 to 11 Jun 2010)
Darren Godfrey
IRN DXG00694
- (316)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (317)Appointed representative dealing with clients for which they require qualification (since 30 Mar 2026)

Smaller firms operating under this firm's FCA authorisation.

Philip Storey (no longer appointed)
FRN 537921 · Appointed 20 Dec 2010 · Until 31 Dec 2012
Horizon Mortgage Solutions Ltd (no longer appointed)
FRN 451701 · Appointed 16 Dec 2010 · Until 1 Jun 2011
Batt & Co (no longer appointed)
FRN 537621 · Appointed 14 Dec 2010 · Until 27 Jul 2018
Dorothy Cox, Alan Cox, Simon Cox (no longer appointed)
FRN 537623 · Appointed 14 Dec 2010 · Until 14 Jan 2015
The Mortgage Bureau (Heswall) Limited (no longer appointed)
FRN 412589 · Appointed 13 Dec 2010 · Until 7 Aug 2013
Tracy Jane Parsons (no longer appointed)
FRN 537557 · Appointed 13 Dec 2010 · Until 28 Feb 2013
Chartners Independent Mortgage Brokers Ltd (no longer appointed)
FRN 537037 · Appointed 3 Dec 2010 · Until 9 Apr 2013
Jones Estate Agents Limited (no longer appointed)
FRN 536954 · Appointed 2 Dec 2010 · Until 7 Aug 2013
Fresh Debt Solutions Ltd (no longer appointed)
FRN 536915 · Appointed 1 Dec 2010 · Until 13 Jun 2013
Kelsom Financial Limited (no longer appointed)
FRN 536916 · Appointed 1 Dec 2010 · Until 11 Dec 2013

Updates to this firm's record on the FCA register.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.