Personal Touch Financial Services Limited

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Credit Brokering
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity.
- · Limited to debt counselling in connection with investment and mortgage advice.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Retail (Non-Investment Insurance), Commercial, Non-investment insurance contracts
Credit Score Services
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- · Limited to the provision of credit information services with no credit repair (as defined by 89A(3)(c) & (d) Regulated Activities Order).

Senior staff personally approved by the FCA to hold their roles here.

Paul Andrew Lloyd
IRN PAL00027
- (1977)CF30 Customer (5 May 2009 to 31 Jan 2010)
Paul Andrew Lowcock
IRN PAL00030
- (1673)CF4 Partner (AR) (14 Mar 2011 to 9 Jan 2015)
Paul Andrew Osborne
IRN PAO00012
- (863)CF1 Director (AR) (31 Oct 2004 to 26 Oct 2005)
Paul Anthony Barber
IRN PAB01314
- (2586)CF2 Non Executive Director (AR) (27 Mar 2009 to 30 Apr 2010)
Paul Anthony Caccavale
IRN PAC00078
- (97)CF22 Investment Adviser (Trainee) (19 Aug 2004 to 7 Dec 2004)
Paul Anthony Gabriel
IRN PAG00013
- (1951)CF1 Director (AR) (26 Jan 2009 to 17 Jun 2014)
Paul Anthony Plater
IRN PAP01061
- (999)CF4 Partner (AR) (24 Oct 2006 to 12 Mar 2008)
Paul Anthony Rice
IRN PAR00035
- (2817)CF30 Customer (19 Dec 2011 to 20 Jul 2013)
Paul Anthony Sand
IRN PAS00070
- (1965)CF30 Customer (1 Nov 2007 to 29 Jul 2013)
- (1967)CF7 Sole Trader (AR) (16 May 2002 to 31 Jan 2007)
- (1966)CF21 Investment Adviser (16 May 2002 to 31 Oct 2007)
Paul Antony Hitchen
IRN PAH01221
- (1252)CF1 Director (AR) (31 Oct 2004 to 6 Oct 2005)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

1 week ago
controlled function added: (1111)CF1 Director (AR)
1 week ago
controlled function added: (1110)Appointed representative dealing with clients for which they require qualification
1 week ago
controlled function added: (1109)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
1 week ago
controlled function added: (1108)CF1 Director (AR)
1 week ago
controlled function added: (1107)Appointed representative dealing with clients for which they require qualification
1 week ago
controlled function added: (1106)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
1 week ago
controlled function added: (1105)CF1 Director (AR)
1 week ago
controlled function added: (1104)Appointed representative dealing with clients for which they require qualification
1 week ago
controlled function added: (1103)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
1 week ago
controlled function added: (1102)CF1 Director (AR)

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.