This firm is no longer registered as an appointed representative.

It cannot legally carry out FCA-regulated activities. If anyone is currently dealing with this firm as if it still has permission, treat that as a serious red flag and verify directly with the FCA.

Personal Financial Solutions Ltd

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FRN: 222954

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Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Neil Adrian Baker
IRN NAB00008
- (2)Employed By (31 Mar 2003 to 25 Jan 2009)
Nigel Lee Johnson
IRN NLJ00001
- (13)Employed By (20 Nov 2010 to 21 Jul 2025)
Richard David Larner
IRN RDL00013
- (15)Employed By (4 Jan 2012 to 21 Jul 2025)
Rodney David Maurice Gardner
IRN RDG00013
- (8)Employed By (31 Aug 2004 to 6 Dec 2004)
Stephen Barry Roper
IRN SBR00005
- (5)Employed By (20 Mar 2003 to 18 Jul 2025)
Stuart Gordon Popplewell
IRN SGP00030
- (16)Employed By (2 Oct 2003 to 21 Jul 2025)

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.