ORCHARD FINANCIAL MANAGEMENT LIMITED

• Principal Place of Business

  Orchard Financial Management Ltd

  4 Bloors Lane

  Rainham

  Gillingham

  Medway

  ME8 7EG

  UNITED KINGDOM

  Phone

  +4401634239943

  Web

  https://www.orchardfinancial.co.uk

• Complaints Contact

  Orchard Financial Management Ltd

  4 Bloors Lane

  Rainham

  Gillingham

  Medway

  ME8 7EG

  UNITED KINGDOM

  Phone

  +441634239943

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Negotiation

• Debt Advice

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  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Alesha Stacy Brown

  IRN AXB15480

  • [FCA CF] Functions requiring qualifications (19 Nov 2021 to 23 Sep 2022)
  • [FCA CF] Client dealing (19 Nov 2021 to 23 Sep 2022)
• Andrew Charles Beach

  IRN ACB00035

  • CF30 Customer (10 Jun 2013 to 8 Dec 2019)
  • CF2 Non Executive Director (17 May 2006 to 25 Jan 2007)
  • CF21 Investment Adviser (17 May 2006 to 31 Oct 2007)
• Andrew Nicholas Moreton

  IRN AXM05181

  • [FCA CF] Functions requiring qualifications (22 Mar 2023 to 30 Apr 2025)
  • [FCA CF] Client dealing (22 Mar 2023 to 30 Apr 2025)
• Ann Frances Charge

  IRN AFB00001

  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF2 Non Executive Director (8 Nov 2005 to 25 Jan 2007)
  • CF21 Investment Adviser (8 Nov 2005 to 31 Oct 2007)
• Christopher Ian Brown

  IRN CXB00455

  • [FCA CF] Functions requiring qualifications (5 Apr 2022 to 14 Nov 2022)
• Colin Alfred Curtis

  IRN CAC00028

  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 6 Jun 2022)
  • CF30 Customer (11 Jul 2013 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (19 Jul 2011 to 8 Dec 2019)
  • Responsible for Insurance Mediation (14 Jan 2005 to 25 Jan 2007)
  • CF1 Director (14 Jan 2004 to 25 Jan 2007)
  • CF8 Apportionment and Oversight (14 Jan 2004 to 25 Jan 2007)
  • CF21 Investment Adviser (14 Jan 2004 to 31 Oct 2007)
• Daniel Graham Alderman

  IRN DXA00097

  • [FCA CF] Functions requiring qualifications (11 Jan 2021 to 23 Nov 2021)
• Darren Barnes

  IRN DXB07253

  • [FCA CF] Client dealing (24 Mar 2023 to 11 May 2023)
  • [FCA CF] Functions requiring qualifications (24 Mar 2023 to 11 May 2023)
• Darren, James Ellis

  IRN DJE01129

  • Director of firm who is not a certification employee or a SMF manager (27 Nov 2020 to 30 Sep 2022)
• Dawn Michelle Wood

  IRN DXW37907

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 9A. Advising on P2P agreements
  • SMF16 Compliance Oversight (since 23 Sep 2022)
  • Responsible for Insurance Distribution (since 23 Sep 2022)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 23 Sep 2022)
  • [FCA CF] Functions requiring qualifications (since 27 Nov 2020)
  • [FCA CF] Client dealing (since 27 Nov 2020)
  • SMF3 Executive Director (since 4 Sep 2020)
  • Responsibility for MCD Intermediation (since 4 Sep 2020)
  • [PRA CF] Key function holder (27 Nov 2020 to 23 Aug 2021)
  • [FCA CF] Benchmark submission and administration (27 Nov 2020 to 23 Aug 2021)
  • [FCA CF] Manager of certification employee (27 Nov 2020 to 23 Aug 2021)
  • [FCA CF] Proprietary trader (27 Nov 2020 to 23 Aug 2021)
  • [FCA CF] Significant management (27 Nov 2020 to 23 Aug 2021)

• Jade Howard (no longer appointed)

  FRN 934774 · Appointed 23 Sep 2020 · Until 16 Jun 2022

No changes recorded yet.