OPTIMUM COMMERCIAL SOLUTIONS LTD

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

Senior staff personally approved by the FCA to hold their roles here.

Andrew Calum MacGregor
IRN AXM87803
- CF1 Director (AR) (since 14 Mar 2025)
Anil Kumar Parbubhai Mistry
IRN AKM01080
- CF1 Director (AR) (since 9 Jun 2024)
Ann-Marie Fowler
IRN AXF02097
- CF1 Director (AR) (15 Jun 2024 to 31 Mar 2026)
Ben Fulton Riley
IRN BXR01227
- CF1 Director (AR) (14 Jun 2024 to 6 Feb 2026)
Benjamin Sugden
IRN BXS12797
- CF1 Director (AR) (since 12 Jan 2023)
Benjamin Tadd
IRN BXT00156
- CF1 Director (AR) (since 17 Nov 2025)
Brian Morton
IRN BXM00217
- CF1 Director (AR) (since 23 Jun 2024)
- SMF16 Compliance Oversight (8 Jul 2021 to 19 Jan 2024)
Carl Dutton
IRN CXD01678
- CF1 Director (AR) (since 24 Mar 2022)
Catherine Green
IRN CXG01833
- CF1 Director (AR) (since 27 Feb 2025)
Catherine Roche
IRN CXR00286
- CF1 Director (AR) (since 20 Apr 2022)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.