Ann-Marie Fowler

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Underbanks Commercial Finance Limited
FRN 956374
- Employed By (since 2 Dec 2021)
Advance Mortgage Funding Limited
FRN 305008
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- CF1 Director (AR) (since 11 Sep 2017)
Mortgage Bird Limited
FRN 788362
- (1)Employed By (since 11 Sep 2017)
OPTIMUM COMMERCIAL SOLUTIONS LTD (no longer approved here)
FRN 808754
- CF1 Director (AR) (15 Jun 2024 to 31 Mar 2026)
AFS Compliance Ltd (no longer approved here)
FRN 625035
- CF1 Director (AR) (2 Dec 2021 to 10 May 2024)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.