OPTIMUM COMMERCIAL SOLUTIONS LTD

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

Senior staff personally approved by the FCA to hold their roles here.

David Andrew Lewis
IRN DXL00147
- CF1 Director (AR) (since 20 Sep 2024)
David Daniels
IRN DXD00093
- CF1 Director (AR) (since 27 Feb 2025)
David Stirling
IRN DXS02907
- CF1 Director (AR) (24 Jun 2024 to 6 Aug 2025)
Dean John Birks
IRN DJB01553
- CF1 Director (AR) (12 Apr 2024 to 12 Sep 2024)
Dharam Raval
IRN DXR01962
- CF1 Director (AR) (25 Aug 2022 to 23 Nov 2023)
Dominic Taddei
IRN DXT01510
- CF1 Director (AR) (since 16 Feb 2026)
Donald James Stark
IRN DXS00180
- CF1 Director (AR) (since 29 Mar 2025)
Edward Wilson Cook
IRN EWC01011
- CF1 Director (AR) (21 Feb 2022 to 8 May 2024)
Emily Wilson
IRN EXW00143
- CF1 Director (AR) (since 9 Oct 2024)
Emma Hodgson
IRN EXH07661
- CF1 Director (AR) (since 30 Mar 2022)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.