Date authorised
1 April 2013
Companies House
05520001
Last scraped
2 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Garfield House
    165-167 High Street
    Rayleigh
    Essex
    SS6 7QA
    UNITED KINGDOM
    Phone
    +4401702431130
  • Complaints Contact

    Garfield House
    165-167 High Street
    Rayleigh
    Essex
    SS6 7QA
    UNITED KINGDOM
    Phone
    +4401702431130

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Islamic Mortgage Advice

    For Customer, Home purchase plans

  • Equity Release Advice

    For Customer, Home reversion plans

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Negotiation

    Show 1 limitation
    • · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000
  • Debt Advice

    Show 1 limitation
    • · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000
  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Credit Score Services

    Show 1 limitation
    • · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Luke Barry George Taylor

    IRN LXT00076

    • CF1 Director (AR) (since 4 Apr 2026)
  • Lynsey Didwell

    IRN LXD00080

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 17 Apr 2023)
    • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 16 Apr 2023)
  • Maciej Rymaniak

    IRN MXR00891

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 29 May 2024)
  • Magdalena Szojda

    IRN MXS01264

    • CF1 Director (AR) (since 22 Mar 2023)
  • Magdalena Underwood

    IRN MXA00022

    • Appointed representative dealing with clients for which they require qualification (3 Sep 2020 to 31 Jan 2023)
  • Malgorzata Linda Dominiak-Nykowska

    IRN MXD80869

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 2. Giving personal recommendations on securities which are not stakeholder pension schemes or personal pension schemes or broker funds
    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 8 Sep 2020)
    • CF1 Director (AR) (since 21 Aug 2020)
    • [FCA CF] Client dealing (since 28 May 2020)
    • CF30 Customer (since 28 May 2020)
  • Malik Ali

    IRN MXA00831

    • Appointed representative dealing with clients for which they require qualification (8 Mar 2023 to 19 Sep 2024)
  • Manjit Kaur

    IRN MXK00215

    • Appointed representative dealing with clients for which they require qualification (16 Sep 2024 to 8 Oct 2025)
  • Manprit Kaur Malhotra

    IRN MXM14531

    • CF1 Director (AR) (8 May 2019 to 22 Oct 2020)
  • Marc Nummy

    IRN MXN01643

    • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 31 Mar 2021)
    • CF30 Customer (12 Oct 2018 to 31 Mar 2021)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

  • Sam Wallis (no longer appointed)

    FRN 582523 · Appointed 7 Jun 2012 · Until 18 Dec 2013

  • Paul Justin Pritchard (no longer appointed)

    FRN 582459 · Appointed 6 Jun 2012 · Until 8 Mar 2017

  • Paul Idiaghe (no longer appointed)

    FRN 582479 · Appointed 6 Jun 2012 · Until 7 Apr 2014

  • Simon Hayward (no longer appointed)

    FRN 582456 · Appointed 6 Jun 2012 · Until 16 Sep 2013

  • Richard Young (no longer appointed)

    FRN 581962 · Appointed 25 May 2012 · Until 18 Dec 2013

  • Andrew Bates (no longer appointed)

    FRN 581884 · Appointed 24 May 2012 · Until 29 Dec 2014

  • Milan Nikolic (no longer appointed)

    FRN 581855 · Appointed 23 May 2012 · Until 17 Nov 2014

  • Lee Schneider (no longer appointed)

    FRN 581685 · Appointed 21 May 2012 · Until 18 Dec 2013

  • Martin Byrne (no longer appointed)

    FRN 439121 · Appointed 4 May 2012 · Until 14 Feb 2014

  • Gareth Price (no longer appointed)

    FRN 580666 · Appointed 3 May 2012 · Until 18 Dec 2013

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.