Date authorised
1 April 2013
Companies House
05520001
Last scraped
2 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Garfield House
    165-167 High Street
    Rayleigh
    Essex
    SS6 7QA
    UNITED KINGDOM
    Phone
    +4401702431130
  • Complaints Contact

    Garfield House
    165-167 High Street
    Rayleigh
    Essex
    SS6 7QA
    UNITED KINGDOM
    Phone
    +4401702431130

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Islamic Mortgage Advice

    For Customer, Home purchase plans

  • Equity Release Advice

    For Customer, Home reversion plans

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Negotiation

    Show 1 limitation
    • · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000
  • Debt Advice

    Show 1 limitation
    • · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000
  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • Credit Score Services

    Show 1 limitation
    • · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Luay Loutfi Charmokly

    IRN LLC01013

    • CF4 Partner (AR) (1 Aug 2009 to 22 Mar 2010)
  • Luca Frankis

    IRN LXF00233

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • [FCA CF] Client dealing (since 18 Apr 2024)
    • [FCA CF] Functions requiring qualifications (since 18 Apr 2024)
  • Lucie Childs

    IRN LXM00790

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 11 Feb 2025)
  • Lucy Edes

    IRN LXE00032

    • 18. Administrative functions in relation to effecting or carrying out contracts of insurance which are life policies
    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Manager of certification employee (since 1 Apr 2021)
  • Lucy Jackson

    IRN LXJ00241

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 1 Oct 2025)
  • Lucy Russell

    IRN LXR00308

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 15 Feb 2024)
  • Lucy Thomas

    IRN LXT06578

    • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 8 Sep 2021)
    • CF1 Director (AR) (28 Sep 2018 to 8 Sep 2021)
  • Lucy Wright

    IRN LXW00303

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • CF1 Director (AR) (since 17 Oct 2023)
    • Appointed representative dealing with clients for which they require qualification (since 7 Sep 2022)
  • Lukasz Szymon Tomczyk

    IRN LXT90471

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • CF1 Director (AR) (since 11 Jul 2022)
    • CF30 Customer (since 11 Jul 2022)
    • [FCA CF] Client dealing (since 11 Jul 2022)
    • Appointed representative dealing with clients for which they require qualification (since 11 Jul 2022)
  • Lukasz Zurek

    IRN LXZ00008

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • CF1 Director (AR) (since 24 Oct 2024)
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

  • Martin Barnham (no longer appointed)

    FRN 601763 · Appointed 28 May 2013 · Until 16 Sep 2013

  • Brendan O'Sullivan (no longer appointed)

    FRN 601282 · Appointed 20 May 2013 · Until 10 Feb 2015

  • Nicholas Horne (no longer appointed)

    FRN 599044 · Appointed 10 Apr 2013 · Until 17 Nov 2014

  • Betul Cuninghame (no longer appointed)

    FRN 598155 · Appointed 27 Mar 2013 · Until 10 Feb 2015

  • Aamir Saeed (no longer appointed)

    FRN 596359 · Appointed 26 Feb 2013 · Until 17 Nov 2014

  • Lee Prickett (no longer appointed)

    FRN 596356 · Appointed 26 Feb 2013 · Until 8 Oct 2014

  • Donavan Murray (no longer appointed)

    FRN 441392 · Appointed 25 Feb 2013 · Until 14 Feb 2014

  • Tahira Mehdi (no longer appointed)

    FRN 517473 · Appointed 25 Feb 2013 · Until 14 Aug 2025

  • Sukhdev Singh (no longer appointed)

    FRN 595619 · Appointed 7 Feb 2013 · Until 4 Jan 2023

  • Jasbir Singh (no longer appointed)

    FRN 565815 · Appointed 6 Feb 2013 · Until 18 Dec 2013

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.